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How Much Is Your Auto Accident Compensation Worth?

Damages resulting from car accidents are intended to compensate victims of the accident. Some of the damages include property damage, medical bills and pain and suffering.

In New York you have three years from the date of an accident to start a lawsuit. However, waiting too long could harm your case. Evidence may be lost over time or destroyed. Witnesses may forget important details.

Damages

In the event of a crash victims may be compensated for economic losses such as medical bills or lost wages. In addition, they can be awarded compensation for non-economic losses, like pain and suffering. But, how much your claim is worth will depend on the degree of your injuries and the impact they have on your life.

A skilled auto accident lawyer can assist you in determining the worth of your injuries as well as damage to property, and then negotiate an acceptable settlement with the insurance company. Insurance companies are in business of making money. This means that they’ll attempt to settle your claim for as little as they can. You need an attorney who knows how to fight for the maximum amount of money you are entitled to.

In addition to the expense of repairing your vehicle, you can also claim reimbursement for personal belongings that were damaged in the collision. Jewelry, clothing, and shoes are all included. You can also receive compensation for expenses related to gardening, housekeeping or childcare if cannot do these tasks on your own due to your injuries.

When determining the value of your claim, your deductible is also considered. You’ll need to first pay your deductible before the insurance company can begin to pay for damages. You can then start a lawsuit against the driver who was at fault to recover any remaining sums of your damages.

Medical bills

The medical expenses that result from a car crash can quickly add up. The cost of an ambulance ride, hospital stay or inpatient treatment could be hundreds of thousands of dollars or more. Moreover, the cost of physical therapy, prescription medications and other treatments can increase as the injured person continues to recover.

The driver at fault is responsible for the cost of a victim’s loss including medical expenses when they are found liable in a lawsuit. However auto accident attorney avondale is not the law to usually require an at-fault party to pay the victim’s medical bills on an ongoing basis.

Unless you live in a no-fault state the first step to take for medical bills compensation is to apply to your auto insurance provider for PIP (personal injury protection) coverage. This insurance may be able to cover all or a large portion of your medical bills, subject to the policy limits.

You should also file a claim with the insurance policy of the driver who is at fault for any liability insurance they have along with the uninsured motorist coverage on your own car policy. These policies may reimburse you for medical expenses, but they usually have deductibles or other terms. A skilled lawyer can assist you to navigate the process of getting your medical bills paid. This will enable you to not spend your income on medical bills and focus on your recovery.

Loss of wages

Car accidents can result in you missing work. It is possible that you will not be able pay your bills and may lose income as a result. You might need to take out loans from family members or friends. A settlement could take months. During this time, it’s possible that you’ll have to pay the bills yourself and wait for the settlement.


You can get back your lost wages if been injured in a car accident. This can include hourly wages and salary, but could also include other financial advantages such as bonuses and raises. Your lawyer can assist you determine the amount of loss of earnings.

You can file a claim with an insurer that does not have fault or sue the party at fault for the loss of wages. The claim typically involves your medical bills, evidence that you missed work because of your injuries, and proof of your loss of earning capacity. It is commonly called a demand package.

You’ll have to provide an official letter from your employer verifying your employment details including the days that you were away due to injuries and the hours you typically work. You will also need to submit your paystubs and tax documents. Your attorney can help you collect these documents and create an appealing demand package to present to the insurance company or the judge in your case.

Suffering and pain

While some costs associated with crashes can be figured to the penny–such as medical bills, emergency services, surgery costs, medications and lost wages, there are other expenses that cannot be quantified. These unquantifiable losses are known as pain and suffering, and they form an essential part of a victim’s compensation claim.

The emotional and physical consequences of an accident are associated with pain and suffering. The injuries of a victim can have a lasting impact on their lives, leading to permanent disabilities, or even death. A person suffering from a debilitating head injury, as an example is likely to never be capable of working or functioning normally. These types of injuries often need a substantial settlement.

In the majority of cases, how much pain and suffering a victim receives is determined by the severity of the injury and the impact it has had on their life. An experienced lawyer will look into the specifics of your case to determine a fair settlement. They will use prior settlement amounts for similar accident injuries as a reference to give you an idea of what your case could be worth in terms of suffering and pain.

Unfortunately, insurance companies often attempt to undermine victims with claims of suffering and pain by saying that their physical or emotional injuries are not serious enough. A skilled lawyer will rebuff these tactics and negotiate with the insurance company on your behalf to ensure that you receive an honest settlement.