Write About Everything

Types of Accident Compensation

Typically, this type compensation covers medical expenses like prescription drugs and devices, physical therapy and surgery. It may also cover the loss of future earnings potential.

This kind of compensation is often called “general damages.” It isn’t always easy to determine the value of these damages as insurers employ different methods of calculation.

Economic Damages

Economic damages are the tangible and measurable costs associated with an accident. They include out-of-pocket expenses, lost wages damages to property, and future financial losses resulting from the disability or injury. These costs are figured by juries and courts based on documents such as hospital bills, pharmacy receipts, as well as estimates for vehicle repairs.

They are fairly easy to prove and are among the most immediate expenses associated with a crash. They include medical costs, like the initial hospitalization and any subsequent treatment and care. They may also include the cost of repairing or replacing a damaged vehicle or other property items, such as clothing and household items. They could also include the cost of hiring a third party to assist with household chores or transport your children to school or other activities.

Lost wages are another common and significant category of economic damages. These include not only your missing wages from the time you had to stay home from work because of your injuries, but they may include the loss of productivity in recovering, as well as any vacation or sick days. In some instances, compensation can be recovered in the event of a loss of future earnings capacity. This is the case when you are unable to return to your former career or earn the same amount.

The costs are pretty clear and quantifiable. However other damages you can claim are less so. These non-economic damages can be more difficult to quantify and include things like pain and discomfort or disfigurement as well as the loss of enjoyment.

How can you prove these Damages?


While a few of the expenses in these categories are straightforward and can be substantiated with paperwork and receipts Certain expenses may require expert testimony. In the event that an accident causes severe spinal injury that leaves the victim partially paralyzed, it could be required to consult with an occupational specialist to determine the impact of the injury on the victim. This can aid the jury or the court make an accurate determination of what your total financial and personal impacts will be.

The most complex economic damages are those related to future medical costs and lost earnings. You may be able to document these costs using a medical professional’s estimation of your best medical improvement or when your recovery is expected to end. But, you’ll need to prove your financial loss by submitting pay invoices, stubs and other proof of your current and previous income.

Insurance companies are trying to keep from paying as much damages as they are required to. hawaii accident attorneys who is experienced can ensure that you get all the compensatory damages you are entitled to. Contact Dennis and King today to schedule an initial consultation for free. We can help you recover all of your financial and other damages following an New York auto accident or personal injury incident.