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Why You Should Consult With an Auto Accident Lawyer

Under Florida’s no-fault insurance law, your own car policy covers damages to property and injuries, unless the negligent driver is not insured. This is the reason why it’s best to consult with a professional lawyer if you’ve been involved in a car crash before making an oral or written statement to the insurer.

If your case goes to court, oral and written evidence could be used against you. An experienced car accident attorney knows how to prepare and testify in a trial to maximize the value.

Damages

There are two kinds of damages that victims can receive following an accident. They are both economic and non-economic. Economic damages are easily quantifiable losses. Medical bills, lost wages, and repair costs for vehicles are a few examples. Non-economic damages are harder to quantify. These damages may include emotional distress, and loss of enjoyment of living.

An experienced lawyer for car accidents can assist victims in claiming their maximum amount of compensation. They can also advocate for a fair settlement from the insurance company that is at fault. If the insurance company doesn’t agree to the payment, they can bring the case to court.


A reputable lawyer for car accidents should make sure that victims account for all of their losses and expenses. This can be accomplished by collecting as much information as possible from the accident scene. They could, for instance capture images of the scene where the accident occurred and collect information from witness. This will ensure that the insurance company doesn’t try to overvalue a claim or refuse to accept it at all.

A car accident lawyer will also help victims estimate the total cost. This includes future and past medical treatment, and any costs related to home care or hiring someone to do cooking or household chores if the accident has made it difficult for the victim to perform these tasks.

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If you’re involved in a car accident, medical bills could increase quickly. Even with no-fault coverage or the settlement of a personal injury lawsuit these bills will not magically disappear. You’ll need help with paying them now, not later.

There are two ways to speedily pay your medical bills: through your own health insurance or through your car insurance. The former is often called Med Pay in New York, and it covers the initial medical expenses after an accident, regardless of who is responsible for the accident. The latter is usually provided by the state (Medicare) or via an insurance company that is private.

Always visit the doctor following an accident, especially in the event that you’re not feeling well or think your injuries aren’t serious. A prompt evaluation can ensure that all your injuries are treated and identified including any internal injuries. In addition your visit can result in an medical report that could be essential in any lawsuit.

If you’ve exhausted both of these options after which you can go to the driver who was at fault’s liability policy if it is sufficient to pay for any damages. Remember, however, that you will have to pay your own deductible and copays before you can pay. When an agreement is reached with the party at fault you will be reimbursed for all costs related to the accident. It is essential to keep a log of all your expenses and bills.

Lost wages

A serious accident in the car can cause a loss of wages. If you’re not able to work due to injuries from a crash, it can be a stressful task to meet your financial obligations daily. You may need to borrow money from family members or rely on personal savings until your case is settled. An experienced New York car accident attorney will review your case and determine if you have a valid claim for loss of earnings.

In the event of a car accident, a judge can give compensatory damages to reimburse you the money you would have earned in the event that you weren’t injured. Earnings, overtime, and benefits are all included in the definition of “economic damages.” The compensation is meant to restore you to the financial situation you were in prior to the accident.

A judge will calculate the amount you’ve lost when you have to miss work due to injuries, by reviewing a document that confirms the plaintiff’s wage or hourly pay, and how long you missed work. Paycheck stubs and bank statements are also pertinent. Profit-and-loss accounts, tax returns, and profit and loss reporting can also be included.

In addition, to the loss of income An auto accident lawyer can pursue compensation for future lost earnings. This is a difficult aspect of your losses that could be difficult to prove and may require the help of an expert witness.

Pain and suffering

A serious car accident could leave you with medical bills, property damage, and even lost income. There is also the possibility of suffering psychological and emotional trauma. You could be entitled to compensation for the suffering and pain you’ve experienced. A lawyer can help get the money you deserve.

A lawyer can also help you deal with insurance companies. Insurance adjusters are motivated by their own financial interest and will usually try to deny or reduce your claim. A car accident lawyer can protect you against these tactics and negotiate a an appropriate settlement of your injuries and losses.

As you recover from your injuries, it’s essential to document all of the damages to property and expenses that are associated to the accident. This includes repair estimates, medical bills and receipts for damaged items. It is also essential to take pictures of the accident scene and the injuries you sustained. You should also avoid talking to anyone about the accident except for police and medical experts.

A lawyer can also help you determine who is liable for the accident. New York is a state that uses “comparative negligence”, which means that the amount you are awarded for damages will be reduced by the percentage of your fault. In some instances the liable party could be a corporation, city or state agency, or the public transportation or sanitation company.