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Walmart MoneyCenter: Hours and Services Advertiser Disclosure: You’re our number one priority. Every time. We believe that everyone should be able to make sound financial decisions without hesitation. While our website doesn’t feature every company or financial product on the market, we’re proud of the advice we offer and the information we offer and the tools we develop are independent, objective easy to use and completely free. So how do we make money? Our partners compensate us. This may influence which products we write about (and the way they appear on the site) however it does not affect our recommendations or advice that are based on thousands of hours of study. Our partners are not able to promise us favorable reviews of their products or services. . Walmart MoneyCenter: Hours and Services The services include bill pay and money transfers. Hours are 8 a.m.-8 p.m. Monday-Saturday as well as 10:00 a.m.-6 p.m. Sunday. Written by Spencer Tierney Senior Writer | Certificates of deposit ethics, ethical banking, bank deposit accounts Spencer Tierney is a consumer bank writer for NerdWallet. He has written about the personal financial sector since with a particular emphasis on deposit certificates and other banking-related topics. He has had his work featured on The Washington Post, USA Today, The Associated Press and the Los Angeles Times, among others. He’s based at Berkeley, California. Apr 18, 2022 Editor: Yuliya Goldshteyn, Assistant Assigning Editor Banking Yuliya Goldshteyn works as a banking editor at NerdWallet. She previously worked as an editor, writer and researcher in industries that ranged from health care to market research. She graduated with a bachelor’s degree in history at University of California, Berkeley. University of California, Berkeley and a master’s degree in sociology from the University of Chicago. She can be reached at

. A majority or all of the products we feature are made by our partners, who pay us. This affects the products we review as well as the place and way the product appears on the page. But this doesn’t influence our evaluations. Our views are our own. Here’s a list and . Editor’s note, July 15 2022 It was reported that the Federal Trade Commission filed a lawsuit against Walmart in June 2022. The FTC lawsuit’s aim is to return money to consumers who were cheated and for Walmart to be punished. For more information, read the lawsuit click here. Key takeaways Walmart MoneyCenter hours of operation are 8 a.m. until 8 p.m. Monday through Saturday, and from 10 a.m. to 6 p.m. Saturday and Sunday. Walmart MoneyCenter services include check cashing, money transfers , and other cash services, such as bill payment. All Walmart locations offer these services regardless of whether there’s an in-store MoneyCenter. You can skip to a section: What’s what is the Walmart MoneyCenter? It is the Walmart MoneyCenter offers an in-store and online alternative to a bank. You can find debit and cash transfers, credit cards and cash services. A MoneyCenter is devoted to offering the services mentioned above, however all Walmart stores have these services regardless of whether there’s a designated location. If you use Walmart MoneyCenter because you don’t have an account with a bank, you might want to look into opening one. Many bank accounts have no monthly fees and provide the same benefits you receive from Walmart — including sending money to friends and family and some money transfer services -with no fees. Many of them are accessible on your phone. (Had difficulty obtaining an account at a bank before? Consider this as a possible solution.) Savings Cash Management CD Checking Money Market A savings account is a place where you can keep your money securely and earn interest. Savings accounts are the perfect place to save money in a secure manner and earn interest. Members FDIC SoFi Checking and Savings with APY of 3.75% SoFi members who make direct deposit earn up to 3.75 per cent annually-percentage return (APY) on savings balances (including Vaults) and 2.50% APY on checking balances. No minimum amount of direct deposit that is required to be eligible for 3.75% APY for savings, and 2.50 percent APY on checking balances. Customers who do not deposit direct deposits get 1.20 percent APY on all account balances, including savings and checking (including Vaults). Rates of interest are subject to change and may change at any point. These rates are current as of 01/04/2023. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet Min. balance for APY: $0 Member FDIC Marcus Goldman Sachs Online Savings Account with APY 3.50 percent 3.50% APY (annual percent yield) with $0 minimum balance to earn stated APY. Accounts must have a healthy balance to continue to operate. APY is valid until 02/07/2023. Min. balance for APY $0 These cash accounts offer a variety of services and features comparable to checking, savings or investment accounts in one product. Cash management accounts are usually provided by non-bank financial institutions. They combine the features and services that are similar to savings, checking or investment accounts into one product. The cash management account is typically offered by non-bank financial establishments. On the website of Wealthfront, you can find Wealthfront Cash Account APY 4.05% min. amount of APY $1 on Betterment’s website Betterment Cash Reserve Paid Non-Client Promotion APY 4.00 percent annually percentage yield (variable) is as of 02/06/2023. Min. balance for APY $0 CDs (certificates of deposits) are a type of savings account that comes with fixed rates and terms, and usually offer higher rates of interest than regular savings accounts. CDs (certificates of deposit) are a kind of savings account that has a fixed rate and term, and usually have higher interest rates than traditional savings accounts. CIT Bank CD APY 4.60% Term 1.5 year Member FDIC Marcus by Goldman Sachs High-Yield CD APY 4.40% 4.40% APR (annual per cent yield) as of 01/25/2023 . 1 year FDIC SoFi Checking and Savings APY 2.50% FDIC SoFi Savings and Checking APY 2.50% SoFi members who have direct deposit can earn up to 3.75 percent per year in annual percentage yield (APY) in savings account balances (including Vaults) and 2.50% APY on checking balances. There is no minimum amount of direct deposit that is required to earn the 3.75% APY for savings accounts and 2.50 percent APY for checking balances. Members without direct deposit will get 1.20% interest on balances of savings and checking (including vaults). The rates of interest are variable and subject to change at any time. The rates listed are current at 01/04/2023. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet Monthly fee $0 Upgrade – Rewards Checking APY N/A Monthly fee $0 Deposits are FDIC Insured Current Account APY N/A Monthly fee $0 Deposits are FDIC Insured Chime Checking Account APY N/A Monthly fee $0 Member FDIC Axos Bank(r) Rewards Checking APY 1.25% Receive monthly direct deposits totaling $1,500 or more to earn 0.40% APY. Make use of the Axos Visa(r) Debit Card for a total of 10 transactions per month (min $3 per transaction) or enroll for Account Aggregation/Personal Financial Manager (PFM) within Online Banking to earn 0.30% APR. Maintain an average daily amount of $2,500 on An Axos managed Portfolios Investment Account for 0.20% annual percentage yield. Keep an average daily amount of $2,500 with an Axos Self Directed Trading Invest Account to earn 0.20% APR. Use Your Rewards Checking Account to make your full monthly Axos Consumer loan payment to earn 0.15% APR. Monthly fee: $0. Money market accounts have rates comparable to savings accounts, and come with some checking features. Market accounts pay rates that are similar to savings accounts and have certain checking features. Members FDIC UFB Best Money Market APY 4.21% Min. balance for APY $0 FDIC Discover Bank Money Market Account APY 3.20 percent Min. balance to APY 1. What’s the Walmart Hours of the MoneyCenter? Walmart MoneyCenter hours are 8 a.m. to 8 p.m. Monday through Saturday, and 10 a.m. to six p.m. on Sunday According to Walmart. To locate the nearest Walmart MoneyCenter near you: Go to the , put your zip code in and then press enter. Select a location in the list that appears and select “Details.” You’ll see “Money services” displayed if it’s offered at that location. There will also be the store’s number, which you can call to inquire if there’s a MoneyCenter there. You can go to any Walmart to get money services. If the store doesn’t have a MoneyCenter (or if you go beyond MoneyCenter opening hours) it is possible to access cash services at the customer Service desk. Be aware of where your money goes. Spend more on things you enjoy, and less on the things you don’t. What services are offered at Walmart MoneyCenters? Here’s a breakdown of main products and services by category at Walmart MoneyCenters Description and product NerdWallet recommendation Check cashing Cash your payroll or government checks as well as tax refund checks through Walmart stores. Find more information here. Max $4 fee for cashing checks of up to $1,000; max $8 for cashing checks over $1,000 and up to $5,000 (or $7,500 during tax refund season). Best if: You need an easy way to cash checks and do not have a bank account or a debit card with a prepay option. Best alternative: Try one that offers direct deposit at no cost or if you’ve had trouble opening a bank account. Find out more about Go2Bank Mobile checking account with $8.95 monthly cost that can be waived. Explore for more information. No credit check; simpler to obtain than a traditional bank account. No overdraft fees. Access to 50,000 ATMs free of charge. It’s provided from Green Dot Bank. The best option if you’ve had a hard time getting an account with a bank. The best option is to offer lower fees and can allow you to open an account with a traditional bank later. Learn more: Bluebird Prepaid debit cards with no monthly charges. Find out more information about the card. Free access to more than 3000 ATMs in the United States. No overdraft fees. The card can be used wherever American Express is accepted. The card is issued through American Express. The best choice if you require the equivalent of a no-cost checking account or are looking for new ways to budget. Best alternative: Shop around NerdWallet’s other picks for or browse through the options . Learn more: Walmart MoneyCard Prepaid debit card that comes with a cash-back reward program: 3% on Walmart.com, 2% at Walmart gasoline stations. 1% in Walmart stores. Find out more information. be used anywhere Visa as well as Mastercard can be used. It has a $5.94 monthly cost that could be removed. Issued from Green Dot Bank. Best if: You’re an Walmart.com shopper and don’t have an account with a bank. Alternative: One of or an online banking account — some feature low fees and have no overdrafts. Check out the . Find out more about bill pay Pay bills in store or through the Walmart app (in-app bill pay might be unavailable temporarily). More details are available. immediate, same-day and next-day delivery. Uses more than 20000 billers. Costs are based on provider, biller and payment speed. The best option is if you’re a Walmart customer but do not have a bank account. Alternative: Many of have no charges for bill pay. A bank account that is online, with a minimal fee and no overdrafts may aid in paying your bills without extra charges. Check out the . Find out more about the Capital One Walmart Rewards Card Credit card that can be used anywhere Mastercard can be used. Learn more about the Rewards program includes cash-back of 5% on Walmart.com purchases and 2% on purchases at Walmart gas stations and stores as well as at restaurants and on travel, and percent on all other purchases. The program is run by Capital One. It is the best choice if you spend a lot at Walmart.com. The best option is to use one of . Learn more: Walmart2Walmart money transfers Service to send funds between Walmart stores across and outside of U.S., including Puerto Rico. Find out more about delivery could be as quick as a few minutes. Provided by Ria. Prices range vary from $2.50-$500. The best option if you need to pay cash in a hurry and your recipient is close to an Walmart. The best option is to use one of . Learn more: Walmart2World money transfers Service to transfer money via Ria Money Transfer from the U.S. Walmart store to Ria Money Transfer locations in over 160 nations and territories. More details about delivery could be as quick as a matter of minutes. The service is offered through Ria Money Transfer. Costs range from $4 to $15. The best option if you need to pay cash in a hurry and the recipient is close to an international Ria Money Transfer location. The best option is to choose one of . Find out more: MoneyGram money transfers Service for sending money in person or via the internet from an Western Union, Ria or MoneyGram agent within the U.S. to MoneyGram locations in the U.S. or abroad. For more information, click here. transactions are delivered in a matter of minutes. It is provided by MoneyGram. Charges are different, increasing as the amount to be transferred. The best option if you need to transfer funds quickly. Alternative: Like other money transfer companies, MoneyGram charges increase with the amount that is transferred. Think about Walmart2World transfers, or look into other online transfer services that could be cheaper. Learn more: Are Walmart MoneyCenter services worth it? Certain of its services are reasonably priced and don’t require you to have a bank account, however, the options aren’t as extensive. Walmart isn’t a bank -it’s a retailer more than all else . Visiting the store to do your banking can be a shopping spree excursion. The reason Walmart can offer money services is because it is a partner with several financial institutions, including banks and authorized money transfer firms. Are you looking to store your savings at a bank? Check out Full-service bank accounts, which, by contrast, often give free services, such as paper checks and access to branches and ATMs. If you are having difficulty getting a banking account because of your history with banks, . They offer many of the same services that regular bank accounts do. Many second-chance checking accounts require an annual fee, however some of them waive it when you meet certain conditions. It was reported that the Federal Trade Commission filed a lawsuit against Walmart in June 2022. The FTC states that between 2013 and 2018, Walmart MoneyCenter facilitated money transfer fraud, which cheated clients out of millions in cash. “Despite its awareness of the substantial number of fraud-induced money transfers involving Walmart in the past, for a number of years, Walmart has failed to effectively identify and stop fraud on the part of consumers involving money transfers at its locations,” the FTC lawsuit declares [0] Federal Trade Commission . . Accessed on July 15, 2022. . The FTC claims that Walmart did not provide adequate training to employees, did not inform customers of the possibility of fraud exposure, and used procedures that allowed for fraudsters to withdraw money at Walmart stores. The page is being updated regularly as the trial progresses. Back to top Frequently asked questions What time is the MoneyCenter open at Walmart? Walmart MoneyCenters open at 8 a.m. Monday through Saturday and close at 10 a.m. on Sunday. Visit your local Walmart store to confirm its opening hours, which can vary based on location. What is the time that Walmart MoneyCenter close? Walmart Cash-points are closed at 8:30 p.m. Monday through Saturday and six p.m. on Sunday. Call your local store to verify the hoursof operation, which could vary by location. What time does the MoneyCenter open at Walmart? Walmart MoneyCenters open at 8 a.m. Monday through Saturday, and 10:00 a.m. on Sundays. Contact your local location to confirm their hours timing, which varies by the location. What time does Walmart MoneyCenter close? Walmart MoneyCenters close at 8 p.m. on Monday to Saturday, and at six p.m. on Sundays. Contact your local store to confirm times, which will vary by location. Author bio Spencer Tierney is an expert on certificates of deposit at NerdWallet. His work has been highlighted in USA Today and the Los Angeles Times. Similar to… Get the best checking account NerdWallet’s picks for the best checking accounts. Dive even deeper in Banking Get more smart money-making strategies delivered straight to your inbox Sign up and we’ll email you Nerdy content about the money topics that are important to you as well as other methods to get more from your money. Make all the right money moves

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