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How Much Is Your Auto Accident Compensation Worth?

Car accident damages are designed to compensate the victims of the accident. Some of them include the costs of property damage and medical bills. Other damages are not economic, like pain and suffering.

In New York, you have up to three years to take legal action following a crash, but waiting too long can harm your case. Over time, evidence can be lost or destroyed, and witnesses may forget key details.

Damages

In the event of a car crash victims could be awarded compensation for the economic loss they suffered for medical bills and lost wages. Additionally, they may be compensated for non-economic damages such as discomfort and pain. The amount of compensation you receive will depend on how serious your injuries are and the impact they have on your life.


A skilled attorney for auto accidents will help you determine the worth of your injuries as well as damage to property, and then negotiate an acceptable settlement with the insurance company. However, remember that insurance companies are in business to make a profit. auto accident law firm harlingen will do all they can to settle your claim as cheaply as they can. You require an attorney who will fight for you to obtain the maximum amount you deserve.

You can also seek compensation if you have personal items damaged in the accident. This includes your clothes, shoes, and jewelry. You can also claim reimbursement for expenses relating to housekeeping, gardening or childcare if are unable to do these tasks by yourself due your injuries.

When determining the value of your claim, your deductible will also be considered. You will have to pay your deductible first before the insurance company can begin to pay for the damages. You may then sue the person who was at fault to recover any remaining damages.

Medical bills

Medical bills arising from a car wreck can quickly grow. The cost of an ambulance ride, hospital stay and inpatient treatment can reach the tens of thousands of dollars or more. The cost of prescription medications, physical therapy, and other services may increase when the accident victim heals.

The driver at fault is responsible for the cost of a victim’s loss as well as medical expenses when they are found to be liable in a lawsuit. However the law doesn’t usually require an at-fault party to pay the medical bills of their victim on a regular basis.

If you don’t live in an area that is no-fault, your first step for getting reimbursement for medical expenses is to apply for PIP coverage (personal injury protection). Depending on your policy limits the coverage could cover most or all of your medical expenses.

You must also file claims against the liability insurance of the driver at the fault, and your own uninsured driver policy. These policies could reimburse you for your medical costs, but they often come with deductibles or other conditions. A lawyer with experience can assist you in the process of obtaining reimbursement for medical expenses. This will let you reduce the amount you spend on medical expenses and instead focus on your recovery.

Loss of wages

Injuries from car accidents can keep you out of work. You might not be able to pay your bills and suffer a loss of income as a result. You may have to borrow money from friends or family members. It can also take months to reach a settlement in your case. During this time, you’ll have to pay your bills yourself and wait for the settlement.

A claim for lost wages could help you recover the money you could have earned not for the car accident injury. This can be a combination of salary and hourly wages, but it could also include other financial benefits like bonus and raises. Your lawyer can assist you determine the amount of lost earnings.

You can make a claim through a no-fault insurer or pursue the party at fault for lost wages. The claim typically involves your medical bills, evidence that you were unable to work because of your injuries, and documentation of your loss of earning capacity. This is often known as the demand package.

You’ll be required to provide a letter from your employer confirming the details of your employment including the days you were absent because of your injury, as well as the hours you typically work. You’ll need to provide your paystubs, tax documents and other relevant documents. An attorney can help to gather these documents and make a convincing demand form to present to the insurance company or judge in your case.

Pain and suffering

Certain costs associated with an accident can be calculated all the way to the penny for example, medical bills, emergency services surgeries, medications, lost wages, etc., but others cannot. These unquantifiable losses are referred to as pain and suffering, and are a crucial component of a victim’s compensation claim.

Both the emotional and physical consequences of an accident can be included in suffering and pain. The injuries suffered by a victim can have a long-lasting impact on their lives, resulting in permanent disability or even death. A victim with a debilitating head injury, as an example is likely to never be able to work or function normally. These kinds of injuries are often worth a substantial settlement.

In the majority of instances, the amount suffering and pain the victim suffers is determined by the severity of their injuries as well as how the injury has impacted their lives. An experienced attorney will research the specifics of your case and decide the most appropriate amount to settle. They will use previous settlement amounts for similar injuries as a reference to give you an idea of the value your case is worth.

Unfortunately, insurance companies often attempt to deny victims with claims of pain and suffering by claiming that their emotional or physical injuries aren’t as serious. A skilled lawyer will resist these tactics and negotiate on behalf of the insurer to ensure you receive an appropriate settlement.