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How to File an Auto Accident Claim

In states that have no-fault insurances, your insurer will cover medical expenses as well as lost wages regardless of who was at fault for an accident. They’ll also need to gather evidence and examine documents (photos, witness testimonies medical records, photos, and expense reports).

The amount of compensation that you receive will depend on the extent of your injuries and expenses. This article will guide you through the steps to filing a claim for compensation from an auto accident.

Report the Accident

It’s essential to notify a crash with a car immediately. In many states, this is performed by the local police, county sheriffs, state police or Department of Motor Vehicles.

Take pictures of the scene of the accident if can. This will help you remember what happened, and it can be helpful for your insurance claim. Photos can be used to display details like skid marks, vehicle damage weather conditions, skid marks and other important details.

You should also collect the information of the other driver, such as their name and insurance company. If you can, also request to see their driver’s license and car registration.

You should also write down what you saw, and what happened. If you fail to record what happened, you may be held responsible for injuries or damage that later becomes apparent. In addition, if do not report the accident the insurance company could decline to cover any damages that result from it. You can determine if your policy requires an accident report by reviewing your policy or contact your agent.

Seek medical attention

After a car crash you should seek medical attention and be examined to determine whether there are any injuries. Seeing a doctor as soon as you can will help avoid any further complications, and it can also make your claim stronger when it comes time to negotiate with the insurance company.

It is best to visit a hospital emergency room, should you be able to following a car crash. This is because hospitals have access to the best surgeons, physicians and medical equipment. Insurance companies and defense lawyers might have a difficult time trying to minimize the damage caused by the hospital.

Injuries sustained in car accidents could range from bruising and tearing to severe internal injuries like the traumatic brain injury and paralysis. Even if you don’t feel any initial symptoms such as stiffness or pain it is imperative to see a doctor. These records will be essential in proving that you’ve sustained injuries in connection with the crash.

Our Denver car accident attorneys will make use of these records to present a convincing argument that the actions of the at-fault driver caused your injuries, and that you deserve fair damages for your injuries.

Take Photos

Photograph the scene of the accident as fast as you can, ideally before the police arrive. If possible, capture the damage to the vehicle from various vantage points. It is also important to capture closeup photos of the vehicle and any other evidence that is crucial (such as broken glass or airbags deployed) in the event that you are able to do so. If you’re unable capture close-ups, you can try placing an object, like coins, into the picture to see how it scales. auto accident attorney syracuse can also capture photographs with or without flash to reveal the hidden details.

It is also important to take photos of any injuries you suffered in the accident. Cuts, bruises and scrapes will fade over time, so your photos will be a great proof of your injuries in the future. It is also recommended to take pictures of other things which are relevant to the incident (such as traffic signals, road signs weather conditions, road debris) because they can aid in forming a more clear picture of what happened.


Contact Your Insurance Company

No matter if you’re planning to file a car crash claim, it’s crucial to contact your insurance company as quickly as you can. You may be required to do so under your policy, but even if not the case, your lawyer will need the details of your losses in order to support your claim (such as repair and medical bills).

Besides getting your own vehicle’s information and identifying any other drivers involved in the collision Also, you should collect any other relevant information at the scene, suggests Luna. You should ask to see the insurance card of the other driver and make sure you have their name and the address, number, and information about their car insurance (company and policy numbers). If there are witnesses, collect their names and contact numbers.

It’s essential to remain calm, even when the last thing you’d like to do after an accident is to dispute insurance companies. Any statements you make when you are emotional can be used against you in the future. This is why it’s often recommended to hire an attorney to manage negotiations. They can make sure that you do not say anything that could be used against you later on.

Contact an attorney

An experienced lawyer can assist you in dealing with the insurance company and obtain a fair settlement. They will review your medical bills and records, and often consult with a doctor to provide their opinion as to the full extent of your injuries. If you fail to provide them with complete and accurate evidence, they will not give you a fair estimate.

You may be entitled non-economic damages like pain and suffering, in addition to the economic loss. If the other driver was found to have acted with a degree of gross inattention or recklessness the court can award additional compensation, known as punitive damages.

If the driver at fault fled the scene, you’ll be required to report the incident to the police. You should also request the crash report from the police station or online. This will be required to bring a lawsuit or a no-fault lawsuit. New York has specific laws that govern automobile accidents. An experienced attorney can explain these rules.