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How to File an Auto Accident Claim

In states that have no-fault insurance, the insurer will pay for medical costs and lost wages, regardless of who is at fault for an accident. They’ll also be looking over documents and gather evidence (photos witness testimony, medical records and expense reports).

The amount of compensation you receive depends on the severity of your injuries and expenses. This article will guide you through the steps involved in filing an auto accident claim.

Report the Accident

If you’re involved in a car crash It’s essential to report the accident immediately. In many states, this is handled by local police county sheriffs, state police, or Department of Motor Vehicles.

If possible, take pictures of the crash scene. This will help you remember what happened, and can be helpful for your insurance claim. Photos can be used to display details such as skid marks, car damage, weather conditions, and other important information.

You should also collect the details of the other driver, like their name, insurance provider and even their address. If you are able, also request a copy of their driver’s license as well as their car registration.

It’s also crucial to write down your own report of the incident, including what you saw and what happened. Remember, memory is unreliable and if you fail to write down what happened then you could be at fault for any damages or injuries that aren’t evident later on. If you do not report the accident and your insurance company is not aware of it, they may decline to cover any damages resulting from it. You should check your policy or talk to your agent to find out if you need to file an accident report.

Get Medical Attention

Following a car accident, you should seek medical treatment and be assessed to determine if there are any injuries. Seeking medical attention as soon as you can will help avoid any further complications and can strengthen your claim when it comes time to negotiate with the insurance company.

It is recommended to go to a hospital emergency room, if at all possible following a car crash. auto accident lawsuit grand prairie is because hospitals have access to highest quality physicians, surgeons and medical equipment. Insurance companies and defense lawyers might have a difficult time trying to limit the amount of injuries that can be treated in a hospital.

Car accidents can cause injuries ranging from minor bruising, to severe internal injuries such as paralysis or traumatic brain injury. Even if there aren’t any symptoms at first such as discomfort or stiffness it is essential to see a doctor. These records are crucial in proving that you have suffered injuries as a result of the crash.


Our Denver car accident attorneys will use these records to prove that the actions of the motorist at fault caused your injuries and that you are entitled to fair damages for your injuries.

Take Pictures

Take pictures of the scene of the accident as fast as possible, ideally before the police arrive. If you can, take photos of all the damaged vehicles from different angles. It is also essential to capture closeup photos of the vehicles and any other evidence that could be crucial (such as shattered glass or airbags that have been deployed) in the event that you are able to do this. If you’re not able to capture close-ups, you can try placing an object, such as a coin, in the image to gauge. You can also capture photographs without or with flash to reveal more details.

It’s also an excellent idea to take pictures of any injuries you sustained in the accident. Cuts, bruises and scrapes will fade over time, and the photos will serve as valuable evidence of your injuries later. It’s also an excellent idea to snap pictures of other aspects which are relevant to the accident (such as road signs, traffic signals weather conditions, road debris) because they can help you get a better understanding of what transpired.

Contact Your Insurance Company

Contacting your insurance company is vital regardless of whether or not you intend to file a claim for an auto accident. You might be required to file a claim under your policy, but even if not, your attorney will require records of your losses to back up your claim (such as repair and medical bills).

Luna suggests that you collect all relevant information on the scene. This includes the information about your vehicle and any other drivers involved. Ask to see the insurance card of the other driver and make sure you have their name and address, phone number and details regarding their car insurance (company, policy numbers). If there are witnesses, try to get their names and contact numbers, too.

It is important to remain calm, even while the last thing you’d like to do following an accident is argue with insurance companies. If you’re emotional, any statements you make could be utilized against you later in the process. This is why it’s best to hire an attorney manage negotiations. They will be able to ensure that you don’t say anything that can later be used against you.

Contact an attorney

An experienced lawyer can assist you in navigating the insurance company and get a fair settlement. They will review all medical records and bills and consult with your doctor to determine the extent and extent of your injuries. Insurance companies won’t give you a fair price if they have not been supplied with full and accurate documents.

In addition to pursuing your economic losses, including medical bills and lost wages, you may also be entitled to non-economic damages for pain and suffering. If the court determines that the other driver acted with gross negligence or recklessness, it may be able to award punitive damages.

If the driver who was at fault escaped the scene, you will need to report that to the police. You can also request the copy of the crash report from the precinct or on the internet. You’ll need it to submit a no-fault claim, or a liability lawsuit. New York has specific laws that regulate auto accidents. An experienced attorney can explain these rules.