What’s Really Happening With Same Day Online Payday Loans
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6 min read published September 23, 2022
Authored by Rebecca Betterton Written by Auto Loans Reporter Rebecca Betterton is the auto loans reporter for Bankrate. She specializes in assisting readers with the ways and pitfalls of borrowing money to purchase a car. The article was edited by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate since late 2021. They are committed to helping readers gain the confidence to manage their finances with precise, well-researched and well-written information that breaks down complex topics into manageable bites. The Bankrate promise
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If you have questions about money. Bankrate has the answers. Our experts have been helping you master your money for more than four decades. We are constantly striving to provide our readers with the professional guidance and the tools necessary to make it through life’s financial journey. Bankrate follows a strict , therefore you can be confident that our content is honest and precise. Our award-winning editors and reporters provide honest and trustworthy content to help you make the best financial decisions. The content created by our editorial team is factual, objective, and not influenced by our advertisers. We’re transparent about the ways we’re able to bring quality content, competitive rates, and useful tools for you by explaining how we earn our money. Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated for the promotion of sponsored goods and services or when you click on certain links posted on our site. So, this compensation can influence the manner, place and in what order products appear within listing categories, except where prohibited by law. This is the case for our loan products, such as mortgages and home equity and other products for home loans. Other factors, such as our own proprietary website rules and whether or not a product is available in your area or at your own personal credit score can also impact how and where products appear on this website. Although we try to offer an array of offers, Bankrate does not include specific information on every credit or financial product or service. In the year 2019, Americans spent an average of 27.6 minutes in a single trip on their to work, as per the U.S. Census Bureau. With some quick math it could mean more than four and a half hours of your vehicle for a five-day work week. It is the cost of your daily commute costs you and available features essential considerations when selecting a new car. With COVID-19’s restrictions being relaxed, and many offices across the United States returning to their offices, now is a great time to consider how well your vehicle will benefit your everyday drive. Our rankings consider professional reviews from Kelley Blue Book (KBB), safety ratings from the National Highway Traffic Safety Administration (NHTSA) and high-speed fuel economy, and price. What is the best car for commuting?
Your needs and the requirements of your lifestyle require you to consider your monthly preferences, your preferred style and essential features. When it comes to commuting you should also consider the efficiency of your vehicle and security features.
The best gas cars for commuters. The traditional gas-powered vehicle is less expensive in upfront expense, performs superior at faster speeds, and has a higher resale value. When choosing the best gas-powered car for your daily commute , it is wise to pay special focus on fuel efficiency as well as available safety features. 2022 Honda Civic Courtesy of Honda As one of the best-selling passenger cars across the U.S., you are likely to see the Honda Civic and/or two during your daily commute. Its 2022 Honda Civic boasts a 9-inch infotainment display perfect to monitor traffic patterns in the morning. Along with this, available driver-assistance features include blind-spot monitoring, heated exterior mirrors and a power sunroof will make your commute more enjoyable. Vehicle price: from $22,550 The KBB experts’ rating is 4.7 NHTSA safety rating: 5, Distance: 40 mpg on the highway Our score: 4.5 2022 Nissan Versa SV Courtesy of Nissan Another budget-friendly vehicle to take on your daily commute is the Nissan Versa SV. The 2022 model comes outfitted with comfortable seats as well as intelligent cruise control. Although the power and technology aren’t the most powerful available, the cost makes the Versa a great choice for those looking to save money. Vehicle price: from $18,390 KBB expert rating: 4.2 NHTSA safety rating: 5, Distance: 40 highway mpg Our score: 4.3 Top electric car for commuters The demand for driving has been growing recently and, in turn the market available has grown. The market is projected to grow to 26.8 million vehicles worldwide by 2030, according S&P Global. Choosing an EV to commute with may result in more upfront costs, but can save you money in the longer term. Besides the obvious avoidance of the petrol station, you’ll also save on the expense of oil changes and basic inspections. The Model 3 will be available in 2022. Tesla Model 3 Courtesy of Tesla The Tesla serves as one of the most well-known electric vehicles and is on the top of Bankrate’s list for commuter vehicles due to its perfect safety rating as well as its outstanding efficiency in fuel consumption. Model 3 Model 3 has a premium interior, and the standard Autopilot can greatly enhance your commute to work. If it’s not within your budget, you might want to check for EV Life or other options that will connect you with . Price: Starting at $46,990. KBB expert rating: 4.2 NHTSA safety rating 5 Distance: 126 highway mpg equivalent. Our score is 4 2022 Chevrolet Bolt EUV Courtesy of Chevrolet With a less hefty cost upfront The Bolt scores for its fuel efficiency that is competitive and high KBB expert rating. The model of 2022 has an extra back seat that is ideal for carpooling and comes equipped with necessary charging cords. Like the Tesla Bolt’s tech, the Bolt improves everyday driving thanks to its “super cruise” hands-free drive assist tech. The price starts at $33,500. The KBB’s expert ratings are: 4.6 NHTSA safety rating: Not rated Distance: 104 mpg highway equivalent 3.8 The best hybrid vehicles for commuters If efficiency is a top priority however you’re not ready to make the , driving a hybrid is an ideal option to save money at the pump while reducing range anxiety. 2022 Toyota Prius Courtesy of Toyota Similar to the Tesla model, the Prius is among the most well-known climate-conscious cars available — and is ideal to commute in. The 2022 hatchback model is spacious and is equipped with useful basic technology. The options include Android Auto and Apple CarPlay, automatic emergency brake, lane departure alert and adaptive cruise control -all of which are essential for daily driving. Price: starting at $25,075 KBB expert rating: 4.4 NHTSA safety rating 5, Distance: 50 highway mpg Our score: 4 2022 Toyota Corolla Hybrid The car is courtesy of Toyota The second top-of-the-line winner for hybrid cars includes the 2022 Toyota Corolla Hybrid. It has the same Bankrate score of 4 it also has an excellent safety rating as well as a dazzling fuel economy. The comfortable size combined with Toyota’s recognizable reliability is what makes Corolla Hybrid Corolla Hybrid a great addition to your daily commute. Vehicle price: from $24,050 KBB expert rating: 4.4 NHTSA safety rating: Five Distance 52 mpg highway Our score: 4 Top SUVs for commuting If you are looking for an extra-large vehicle that can take to the HOV lane, you should consider Bankrate’s picks for best SUVs to commute in. While it’s true that the fuel efficiency available for SUVs tends to be lower than other car models, these two options still have a high ranking in other categories and land much higher in Highway miles per gallon rather than their competitors. 2022 Kia Soul Courtesy of Kia The Kia Soul is known for its fun advertising, the 2022 Kia Soul has impressive tech and a large cabin in comparison to the mid-sized SUVs. All 2022 models except the base LX model are equipped with a 10.3-inch infotainment screen that is perfect for navigating to and from office. Along with this the Soul comes with lane assist and blind-spot monitoring included in its technology package. Price: starting at $19,290. The KBB’s expert ratings are: 4.4 NHTSA safety rating: 4 Distance 33 mpg on the highway. Our score: 4 in 2022 Nissan Rogue Courtesy of Nissan It is larger than the winner the 2022 Nissan Rogue has intuitive tech features and a very comfortable ride. Its estimated fuel efficiency of close to 40 mpg is the top-selling model of the company. The 2022 model also introduced a brand new engine that increased the performance and power of the vehicle, while remaining affordable to those who are in the regular gas segment. Vehicle price: from $27,150 KBB’s expert rating is 4.4 NHTSA safety rating: 4 37 mpg highway The score we gave it is 3.8 Top luxury automobiles for commuters If you’re looking to invest a bit more money to make your ride to and from the office something you can count on, consider Bankrate’s winning luxurious commuter cars. Both winners have a luxurious interior and a fun driving experience. 2022 Lexus UX Courtesy of Lexus The subcompact nature that is the new 2022 Lexus UX makes it sleek while still being roomy enough to endure long driving habits. The higher price offers advanced features, including a massive information system that includes mobile connectivity, wireless charging and built-in navigation. It also keeps your safety on the road with blind-spot monitors and a lane-departure alert system. Vehicle price: from $33,450 KBB expert rating 4, NHTSA safety rating: 5 37 mpg on the highway Our score: 4 in 2022 BMW 2 Series Courtesy of BMW Our final pick for the best luxury commuter car is The 2022 BMW 2 series, the sleek Coupe body design makes it fun to drive while still easy to maneuver. It is the ideal vehicle for drivers who will probably be driving alone and not with other passengers, because of its tight backseat. Price: starting at $35,700. Kelley Blue Book expert ratings: 4.5 NHTSA safety rating Not rated 35 mpg highway Our score: 3.5 The method used to determine which are the most suitable vehicles for commuting Bankrate evaluated four major aspects, highway fuel economy, Kelley Blue Book’s professional rating the safety rating of NHTSA as well as the cost. Based on these variables, customized scores were created for each category. A total of 50 vehicles were evaluated across all categories. Fuel efficiency When you are commuting efficient fuel consumption is the top priority. If you are considering changing to electric vehicles, it is essential to know the range of your vehicle and charging stations that are available for your route. Although EVs and hybrids are less expensive to fill up take into account your needs for driving before you decide to switch over to electric. Price Although the price of vehicles varies based on make and model, the vehicles we evaluated were MSRPs that were not more than $60,000, and in line with . The price you’ll be faced with might differ slightly from our number depending on features selected and where you get the vehicle. Driving features Our winners were determined based on each vehicle’s NHTSA rating. The National Highway Traffic Safety Administration provides ratings based on front crash and side barrier crash side pole crash, and rollover resistance testing. The NHTSA also considers the driver assistance features, which many of our top performers had in their base models. Other considerations Besides the fuel station, price of the initial vehicle, and possibility of choosing between different technologies the ownership of a vehicle requires other considerations. The cost of the purchase of a new set of wheels could be in the hundreds of thousands of dollars, so you need to consider how depreciation, insurance and the option of leasing are a factor. Cost of insuring While insurance rates are based on aspects like the kind of vehicle, the state in which it is located and driving habits, the will affect the kind of insurance and premiums that you pay. When you purchase a vehicle, take into consideration the use when working to determine the most affordable rate. Resale value Even though you might be completely in love with your car as you drive off the lot, it’s likely that later you’ll want to sell your car for a newer model. Although it’s true that all cars depreciate and some are more expensive than others, knowing how much yours will help you financially prepare. To calculate this figure, you can make use of similar tools. Leasing options For some drivers a vehicle for the daily commute to work might be a smart option. It can result in a more affordable monthly payment and the option to drive a more expensive vehicle. However, leasing comes with additional restrictions on the many miles you can drive. Therefore, if you’ve got an extended commute, leasing may not be the best option. The bottom line American drivers can spend over the cost of their commute the office and back, according to data from Clever Real Estate. This cost could be reduced by shopping smartly and take into consideration the cost of a car and fuel efficiency, as well as safety features and cost to insure before heading to the dealer. Like any other vehicle purchase, be sure to compare car loan rates before signing off.
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The article was written by Auto Loans Reporter Rebecca Betterton is the auto loans reporter for Bankrate. She has a specialization in helping readers in navigating the ways and pitfalls of borrowing money to buy a car. The article was edited by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate from late 2021. They are passionate about helping readers gain the confidence to take control of their finances through providing concise, well-studied and well-researched content that break down complicated subjects into bite-sized pieces.
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