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How to File an Auto Accident Claim

In states where there is no fault your insurance company will cover medical care and lost wages regardless of who is at fault for the accident. They’ll also be looking to gather evidence and review documents (photos witnesses’ testimonies, photos medical records, photos, and expense reports).

The amount of compensation you receive is contingent on the severity of your injuries and the cost of your injuries. This article will walk you through the steps involved in making a claim in the event of an auto accident.

Report the Accident

It’s essential to report a car crash as soon as you can. In many states, you’ll have make this report to the local police department, county sheriff, state police, or Department of Motor Vehicles.

If you are able, take photographs of the scene of the crash. You can use these photos to help you remember the incident and for your insurance claim. For instance, photos could show skid marks, vehicle damage as well as weather conditions and other important details.

It’s also a good idea to get the information of the other driver such as their name and insurance company. If you are able, also ask to see their driver’s license as well as their car registration.

You should also write down what you saw, and what happened. Remember, memory is unreliable, and if you don’t document what occurred and what happened, you could be responsible for damages or injuries that are not obvious later. If you do not report the incident the insurance company could refuse to cover any damages resulting from it. You can find out whether your policy requires an accident report by reviewing your policy or contacting your agent.

Seek medical attention

After a car crash you must seek medical attention and have your body examined to determine whether there are any injuries. You can prevent future complications by visiting your doctor as soon as you can. It can also strengthen your case when you negotiate with the insurer.

It is recommended to visit an emergency room at a hospital, if at all possible after a car accident. This is because hospitals have access to the best surgeons, physicians and medical equipment. Insurance companies and defense lawyers may have difficulty attempting to limit the amount of injuries that can be treated in the hospital.


Injuries sustained in car accidents could range from minor bruising up to severe internal injuries, such as traumatic brain injury and paralysis. Even if some symptoms, such as stiffness and pain do not show up immediately it’s crucial to see a doctor. These records will be crucial in proving that you have suffered injuries resulting from the crash.

Our Denver car accident attorneys will use these records to prove that the actions of the at-fault driver caused your injuries, and that you deserve fair damages for your injuries.

Take Pictures

Take photos of the scene of the accident as quickly as you can, ideally prior to police arrive. If you are able to take pictures of the damage on each vehicle from various angles. It is also essential to capture closeup photos of the vehicles as well as any other evidence that could be crucial (such as shattered glass or deployed airbags) as long as you are able do so. If you are unable to get close-ups, consider placing objects, like coins, in the image to gauge. You can also take pictures without or with flash to show hidden details.

It’s also an excellent idea to document the injuries you sustained during the crash. The photos will serve as valuable evidence later on. Bruises and cuts will fade with time. Additionally, it is recommended to take pictures of any other pertinent details of the accident as possible (such as traffic signals, street signs and weather conditions, as well road debris) because these details could aid in creating a more detailed picture of what happened.

Contact Your Insurance Company

Whether or not you plan to file a car crash claim, it’s essential to contact your insurance company as soon as you can. You might be required to file a claim by your policy, but even if you are not the case, your lawyer will need documents detailing your losses to back up your claim (such as medical bills and repair expenses).

Luna advises that you take all relevant information from the scene. This includes information about your vehicle and any other drivers involved. Inquire about the insurance card of the driver who was involved in the accident and make sure you have their name and the address, number, as well as information about their vehicle insurance (company and policy numbers). If there are witnesses, you should try to get their names and contact numbers, too.

It’s essential to remain calm even although the last thing you would like to do after an accident is fight with insurance companies. Anything you say when emotions are high could be used to your disadvantage in the future. It is recommended to let an attorney handle the negotiations. They can make sure that you don’t say anything that could be used against you in the future.

Contact an Attorney

An experienced attorney can assist you in navigating the insurance company and negotiate an appropriate settlement. auto accident attorney virginia will review all medical records and bills and consult with your doctor to determine the extent and the severity of your injuries. If you fail to provide them with accurate and complete evidence, they will not provide you with a fair amount.

In addition to pursuing economic losses, such as medical bills and lost wages, you could also be entitled to non-economic damages for suffering and pain. If the other driver was found to have acted with gross negligence or recklessness the court can award additional compensation, which is known as punitive damages.

You’ll need to notify the police if the person at responsible fled the scene. You must also get a copy of the crash report from the precinct or online. This is required to make a claim in a lawsuit, or a no-fault case. New York has very specific laws that govern auto accidents. These rules are best explained by a knowledgeable attorney.