Write About Everything

How to File an Auto Accident Claim

In states that have no-fault insurance, your insurer will pay for medical costs and lost wages regardless of who was at fault for an accident. They’ll also need to gather evidence and review documents (photos, witness testimonies, medical records, and expense reports).

The amount of compensation you receive is contingent on the severity of your injuries and the amount of expenses. This article will guide you through the steps of filing an auto accident claim.

Report the Accident

It’s important that you notify a car crash as soon as you can. In several states, you’ll need submit the report to the local police department or county sheriff, state police or Department of Motor Vehicles.

Take pictures of the scene of the accident if can. You can use them to help you remember the incident and to file a claim for insurance. For instance, pictures can show skid marks, vehicle damage weather conditions, and other important details.

You should also get the details of the other driver, such as their name and insurance company. If you are able, also request a copy of their driver’s license and car registration.

It is also essential to write down your own report of the incident and what you saw and what transpired. Remember, memory is unreliable, and if you don’t write down what happened then you could be accountable for damages or injuries that are not obvious later. If you don’t inform your insurance company, they may not pay for any damages that result from the accident. You should check your policy or talk to your agent to determine if you need to file an accident report.

Get Medical Attention

Following a car accident, you must seek medical care and be examined to determine whether there are any injuries. Seeking medical attention as soon as possible can help you avoid any future complications and also increase your claim when it comes time to negotiate with the insurance company.

It’s best to visit an emergency room in a hospital whenever possible following a car crash. This is because hospitals have access to top surgeons, doctors, and medical supplies. Defense lawyers and insurance companies might have a difficult time trying to minimize the damage caused by the hospital.

Car accidents can cause injuries that range from minor bruising, up to severe internal injuries, such as the traumatic brain injury or paralysis. Even if you don’t experience any initial symptoms like discomfort or stiffness it is essential to consult a physician. These records will be essential in proving you’ve suffered injuries related to the crash.

Our Denver car accident lawyers will use these medical records to build a strong case showing that the driver at fault resulted in your injuries and you are entitled to fair compensation for your losses.

Take Pictures

Photograph the scene of the accident as quickly as possible, ideally before police arrive. If you’re able capture photos of the damage on each vehicle from different angles. If you’re able, snap close-up shots of the vehicles and other evidence (such broken glasses or airbags that have been deployed). If you are unable to get closeups, try placing an object, such as coins, in the image to gauge. You can also capture photographs without or with flash to reveal more details.

It is also a good idea to photograph the injuries you sustained during the collision. The scrapes, scratches and bruises will fade with time, so the pictures can be used as evidence of your injuries later on. Also, it’s recommended to take pictures of all other relevant details of the incident as possible (such as road signs, traffic lights and weather conditions, as well road debris) because these details could help paint a more complete image of what transpired.

Contact Your Insurance Company

No matter if you’re planning to file a car crash claim, you should contact your insurance company as soon as you can. You may be required to do so by your policy, but even if you’re not the case, your lawyer will need records of your losses to back up your claim (such as repair and medical bills).


Luna advises that you take all relevant information from the scene. This includes details about your vehicle as well as any other drivers involved. You should ask to see the insurance card of the other driver and ensure you have their name and the address, number, as well as information about their vehicle insurance (company or policy numbers). If witnesses are present, obtain their names and numbers.

It is important to remain calm, even though the last thing you’d want to do following an accident in the car is to dispute insurance companies. The statements you make when emotions are high could be used to your disadvantage later on. This is why it’s often best to have an attorney take over negotiations. They can make sure that you don’t say anything that could later be used against you.

Contact an attorney

An experienced lawyer can help you navigate the insurance company to get an equitable settlement. They will look over your medical bills and other records and frequently consult with a doctor to offer their opinion regarding the extent of your injuries. Insurance companies are not able to give you a fair amount when they haven’t been given complete and accurate documentation.

In addition to seeking compensation for your economic losses, which include medical bills and lost wages, you could also be entitled to non-economic damages for suffering and pain. If the court determines that the other driver was negligent, reckless or acted with a high degree of or recklessness, it may award punitive damages.

If the driver who was at fault fled the scene, you will be required to report the incident to the police. You should also obtain an original crash report from the police station or online. auto accident law firm los angeles ‘ll need it to file a no-fault claim or a liability lawsuit. New York has very specific laws that govern automobile accidents. These rules are best explained by a knowledgeable attorney.