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Motor Vehicle Legal Terms

The laws governing motor vehicles are different from one state to another. In general, the law assumes that a vehicle is being operated with the permission of the owner.

The mortality rates are influenced by laws that increase penalties that make revocation automatic or focus on social hosts. All of these measures, which include obligatory education, alcohol treatment, and interlock devices have a slight effect.

Legal Definitions

State laws govern the legal definitions of motor vehicles. The different definitions of federal law used in connection with national requirements for fuel economy and licensing standards for commercial vehicle drivers are primarily for administrative reasons, and do not apply to states that determine their own registration classifications. These classifications for vehicle registrations determine whether a driver has to be issued a special license to operate certain types of vehicles.

The laws of the state define terms such as “automobile,” “light trucks” and other terms. For example the definition of light truck includes all motor vehicles with an estimated carrying capacity of 7,500 pounds or less. This excludes pickup trucks and panel delivery trucks. This is any vehicle or combination designed to transport people or property within its own structure. This includes manufactured homes and trailers.

Wheel chairs are a vehicle with wheels, which is used by people who are physically disabled and unable to walk. A moped is an automobile with only three wheels on the ground, and that travels at maximum speed of 35 miles per hour.

A pedicab is a type of vehicle which is driven by an operator sitting on it. The owner of the vehicle is the person who has the legal title.

Traffic Laws

Typically, each state has its own set of motor vehicle laws which regulate everything from the registration process to insurance requirements. The statutes also cover the types of vehicles covered by law. Some of these laws are identical across states, while others differ greatly. There are laws that restrict the number of people who can be transported in a pedicab. There are laws that ban reckless driving on certain kinds of roadways, such as parking lots.

If you do not follow these laws, you may be punished with a fine and/or a penalty. The penalties vary from having your driver’s licence suspended to being required to attend a traffic school.

One of the most important laws a state has regarding vehicles is that which governs the speed limits established on the roads. In New York for example, the speed limit is the same for commercial vehicles and automobiles.

It also defines the term “motor vehicle” as any carriage or other device that is propelled mechanically and used on roads to move property or people or for commercial purposes. The law excludes trailers coaches and semitrailers, all-terrain and snowmobile vehicles and motorized mobility assist devices for people with disabilities as well as self-propelled corn and harvesting machines for hay.

Insurance

A northport motor vehicle accident lawyer vehicle policy is a contract that protects the insurer from financial loss due to liability for bodily harm or death or property damage caused by a third party arising from maintaining, operating, or use of an insured vehicle. It can also provide protection against physical damage to the insured vehicle. It must mention the name and address of the named insured as well as the coverage provided by the policy, the cost paid for it, the time of effectiveness and the limits of liability. It must also contain an agreement or a statement that the insurance coverage is provided in conformity with the coverage described in the policy for injuries to the body, property damage or death and vimeo is subject to all the provisions of this chapter.

The wording in a seaside motor vehicle accident law firm vehicle insurance policy can be confusing to the average person. Duncanville law firms often recommend that an individual review an example policy to understand the terms. One of the most frequent areas of confusion is the definition of the term “motor vehicle.” The phrase is used frequently in statutes that govern vehicle registration and financial responsibility laws.

A few examples of coverage under the motor vehicle policy are commercial automobile insurance for vehicles used for business, commercial establishments, activities, employment or occupations carried on for profit; automobile liability insurance that includes MP and PIP, and uninsured motorist and underinsured driver coverage (UM/UIM). This kind of insurance is required by several states.

Permissible Use

It is important to know what insurance coverage is available when someone other than the named insured or a family member drives your vehicle and causes an accident. This concept is known as permissive use. The specific terms of your policy might differ, but in general most large car insurance companies offer this type of insurance.

However, it is important to note that the person driving your car must have your permission in order to be held responsible for any damages. Permission may be expressed or implied, and typically does not need to be written down.

In determining if there is an implied permission, courts examine the relationship between the two parties; their previous conduct and the use of the vehicle; as well as the circumstances surrounding the particular driving event that is in question. A court will also consider whether there were any restrictions placed regarding the permissive use and if even minor deviations from the time, location and usage limitations of the original permission would be in violation of these limitations.

Be aware that adding the driver to your auto insurance policy could raise your premiums, as the vehicle becomes more difficult to insure. It is therefore important to weigh your options carefully before lending your car to other people. Contact Jerry to get a free insurance quote and discuss the terms of your policy.