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How to File an Auto Accident Claim

In states with no fault your insurance company will pay for medical care and lost wages, regardless of who is at fault for the accident. They’ll also want to gather evidence and examine documents (photos witnesses’ testimony, photos medical records, witness testimony, and expense reports).

The amount of compensation you receive depends on the severity of your injuries and expenses. This article will guide you through the steps to making a claim in the event of an auto accident.

Report the Accident

If you’re involved in a car accident It’s essential to report the crash right away. In several states, you’ll need make this report to the local police department or county sheriff, state police, or Department of Motor Vehicles.

If possible, take pictures of the crash scene. This can help you remember what happened, and could be beneficial for your insurance claim. For example, photos can show skid marks, damage to vehicles as well as weather conditions and other important details.

You should also get the details of the other driver, such as their name and the insurance company they use. If possible, you should also ask to see the driver’s licence and vehicle registration.

It’s also crucial to record your personal report of the incident and what you saw and what happened. Remember that memory isn’t always reliable and if you don’t write down what happened and what happened, you could be responsible for damages or injuries that aren’t apparent later on. In addition, if fail to report the incident your insurance company could decline to cover any damages that result from it. You can find out if your policy requires an accident report by examining your policy or contact your agent.

Get Medical Attention

After a car crash you should seek medical attention and be examined to determine if you are any injuries. You can avoid future complications by visiting your doctor as soon as you can. It could also help your case when negotiating with the insurance company.

If you can, it’s best to go to the hospital emergency room after a car crash. This is because hospitals have access to best surgeons, physicians and medical equipment. Defense lawyers and insurance companies may have difficulty attempting to limit the amount of injuries that can be treated in the hospital.

Injuries resulting from car accidents can range from bruising and tearing to severe internal injuries, including traumatic brain injury and paralysis. Even if certain symptoms, such as stiffness or pain, don’t manifest right away it’s essential to visit a doctor. These records will be crucial in proving that you’ve suffered injuries resulting from the crash.

Our Denver car accident lawyers will utilize these medical records to construct strong arguments to prove that the negligence of the driver who was at fault for the crash resulted in your injuries and you are entitled to an equitable amount of compensation for your injuries.

Take Photos

Take photos of the site of the accident as fast as possible, but ideally before police arrive. If you’re able take pictures of the damaged vehicle from different angles. If you’re able, snap close-up photos of vehicles and other evidence (such broken glasses or airbags in use). If you can’t get closeups of the vehicles, place an object, such as an old penny in the picture to give it some scale. auto accident lawyer jackson can also capture pictures without or with flash to show hidden details.

Also, you should take photographs of any injuries that you sustained during the accident. The pictures will be valuable evidence later on. Cuts and bruises will fade over time. It’s also a good idea to take photos of other details that are relevant to the accident (such as road signs, traffic signals, weather conditions, and road debris) because they can help you get a better understanding of what happened.

Contact Your Insurance Company

If you are planning to file a claim, it’s important to contact your insurance company as quickly as you can. You might be required to do so under your policy, but even if you’re not the case, your lawyer will need documents detailing your losses to support your claim (such as repairs and medical bills).

Apart from obtaining your car’s information and identifying any other drivers involved in the incident You should also gather any other pertinent information at the scene, says Luna. You should ask for the other driver’s insurance card and make sure you have their name, address, phone number and insurance details for the car (company and policy number). If there are witnesses, get their names and contact numbers.

The most important thing you don’t want to do after a car accident is argue with insurance companies it is essential to remain calm. If you’re emotional, any statements you make can be used against you later in the process. This is why it’s best to have an attorney take over negotiations. They can ensure that you don’t say anything that could be used against you in the future.

Contact an attorney

An experienced attorney can help you navigate the insurance company to get a fair settlement. They will go through all of your medical records and bills, and consult with your doctor to determine the extent and severity of your injuries. If you fail to provide them with accurate and complete documentation, they will not provide you with a fair amount.

In addition to seeking compensation for your economic losses, including medical bills and lost wages, you may be entitled to non-economic damages for suffering and pain. If the other driver was found to have acted with gross carelessness or negligence and the court awards additional compensation, also known as punitive damages.


You should notify the police if the driver who was at the fault fled the scene. You can also obtain an exact copy of a crash report from the precinct, or online. This will be required to bring a lawsuit or a no-fault case. New York has specific laws that regulate auto accidents. An experienced lawyer can explain these rules.