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How to File an Auto Accident Claim

In states that have no fault your insurance company will cover medical care and lost wages, regardless of who was at fault for the incident. They’ll also need to look over documents and gather evidence (photos, witness testimony, medical records and expense reports).

The amount of compensation that you receive will depend on the extent of your injuries and the cost of your injuries. This article will guide you through the steps to filing a claim for compensation from an auto accident.

Report the Accident

It’s important that you notify a car crash as soon as you can. In many states, this will be performed by the local police or county sheriffs. In some states, it’s the state police or Department of Motor Vehicles.

If you can, snap photos of the crash scene. This can help you remember the accident as well as to help with your insurance claim. For instance, photos can show skid marks, vehicle damage weather conditions, and other important details.

It’s an excellent idea to get the information of the other driver such as their name and insurance company. If you can, ask for their driver’s license and car registration.

It is also important to record what you saw, as well as what happened. If you fail to record what happened, you could be held accountable for injuries or damages that later become apparent. Additionally, if you fail to report the incident the insurance company could not cover any damages caused by it. You can determine if your policy requires an accident report by examining your policy or calling your agent.

auto accident law firm pueblo of the first things you should do following a car accident is to seek medical attention and be examined for injuries. Making an appointment with a doctor as quickly as possible will allow you to avoid any further complications and can make your claim stronger when it comes time to negotiate with the insurance company.

If you can, it’s best to go to the emergency room of a hospital following a car crash. Hospitals have access surgeons, doctors and medical equipment. Insurance companies and defense lawyers may find it difficult to limit the severity of injuries that are treated in the hospital.

Injuries in car accidents can range from minor bruising up to severe internal injuries, like traumatic brain injury and paralysis. Even if some symptoms, such as stiffness and pain do not manifest right away it is important to visit a doctor. The medical records will serve as critical evidence in proving your claim that you sustained injuries related to your injury as a result of the crash.

Our Denver car accident lawyers will make use of these records to present a convincing argument that the actions of the at-fault driver caused your injuries and you are entitled to fair compensation for your injuries.

Take Pictures

Photograph the accident site as soon as possible, but ideally before police arrive. If possible, photograph all the damaged vehicles from different angles. It is also important to take close-up photographs of the vehicles as well as any other evidence that is crucial (such as broken glass or airbags deployed) in the event that you are able to do so. If you are unable to get closeups of the vehicles you can place something like an old penny in the picture to give it some scale. It is also helpful to take pictures with and without a flash, because different lighting conditions can reveal hidden details.

It’s also an excellent idea to take pictures of the injuries you sustained during the crash. Scrapes, bruises and cuts will fade with time, and the photos will be a great proof of your injuries later on. In addition, it’s a good idea to capture as many other relevant details of the accident as you can (such as street signs, traffic lights and weather conditions, as well road debris) in order to aid in creating a more detailed picture of what transpired.

Contact Your Insurance Company

If you’re planning to file a car crash claim, you should contact your insurance company as soon as you can. Your policy might require you to do this, and even if it does not, your attorney will require proof of your losses (like medical charges and repair costs) to prove your claim.

Luna advises that you take all relevant information from the scene. This includes information regarding your vehicle as well as any other drivers involved. Request to see the insurance card of the other driver and ensure you have their name and address, contact number, as well as information about their vehicle insurance (company and policy numbers). If there are witnesses, collect their names and phone numbers.


The first thing you’ll want to do after a car crash is argue with insurance companies it is vital to remain calm. Any statements you make when you’re feeling emotional could be used against you later. It is recommended to let an attorney handle the negotiations. They will be able to make sure that you don’t say something that could later be used against you.

Contact an attorney

An experienced lawyer can assist you in negotiations with the insurance company to secure a fair settlement. They will examine your medical bills and records and frequently consult with a medical professional to provide their opinion regarding the extent of your injuries. Insurance companies won’t offer you a fair price if they aren’t supplied with full and accurate evidence.

You may be entitled to noneconomic damages, such as suffering and pain in addition to the economic loss. If the court concludes that the other driver was negligent, reckless or acted with a high degree of, recklessness or malice or recklessness, it may make punitive damage a possibility.

If the at-fault driver fled the scene, you’ll have to report it to the police. You should also obtain a copy of the crash report from the precinct or online. This is required to file a no fault claim or a liability lawsuit. New York has very specific laws that apply to automobile accidents. These rules are best explained by an experienced attorney.