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How to File an Auto Accident Claim

In states where there is no fault your insurance company will pay for the cost of medical treatment and lost wages, regardless of who was at fault for the incident. They’ll also want to collect evidence and look over documents (photos witnesses’ testimonies, photos medical records, witness testimony, and expense reports).

The amount of compensation you receive will depend on the severity of your injuries and expenses. This article will walk you through the steps of making a claim in the event of an auto accident.


auto accident attorney indiana to report a crash immediately. In many states, you’ll need make this report to the local police department or county sheriff, state police or Department of Motor Vehicles.

If possible, take pictures of the crash scene. This will help you remember the details of what happened, and could be useful for your insurance claim. Photos can be used to show details such as skid marks, vehicle damage weather conditions, skid marks and other important details.

It’s an excellent idea to obtain the information of the other driver including their name as well as the insurance company. If you are able, ask for their driver’s license and car registration.

You should also record what you saw and what happened. Remember, memory is unreliable If you don’t note what happened it could leave you accountable for damages or injuries that aren’t apparent later on. If you fail to notify your insurance company, they could refuse to cover any damages that result from the accident. Go through your policy, or contact your agent to determine whether you have to file an accident report.

Seek medical attention

After a car crash, you should seek medical attention and have your body assessed to determine if there are any injuries. Seeing a doctor as soon as you can is a good way to avoid any further complications, and it can also help you with your claim when it’s time to negotiate with the insurance company.

It’s best to visit an emergency room at a hospital, whenever possible, after a car accident. This is because hospitals have access to highest quality physicians, surgeons and medical equipment. It can be difficult for insurance companies and defense lawyers to downplay injuries treated in the hospital.

Car accidents can result in injuries that range from minor bruising, to severe internal injuries like traumatic brain injury or paralysis. Even if symptoms, like stiffness or pain, don’t show up right away it’s crucial to for a medical appointment. These records will be vital in proving that you’ve sustained injuries in connection with the crash.

Our Denver car accident attorneys will make use of these records to build a solid case that the actions of the driver at fault caused your injuries and that you are entitled to fair damages for your injuries.

Take Photos

Photograph the accident site as soon as you can, ideally prior to police arrive. If you are able to, take photos of the damages on each vehicle from various angles. It is also important to get close-up images of the vehicle and any other evidence that is crucial (such as broken glass or deployed airbags) if you can safely do so. If you aren’t able to take close-ups of the vehicles put an object such as an empty penny in the photo to give it some scale. It is also possible to take photographs without or with flash to show hidden details.

It is also an excellent idea to take pictures of any injuries you may have sustained during the collision. These photos will provide valuable evidence later on. Injuries and cuts will fade over time. It’s also an excellent idea to snap pictures of other things that are relevant to the incident (such as traffic signals, road signs, weather conditions, and road debris) since they can help paint a clearer picture of what transpired.

Contact Your Insurance Company

Contacting your insurance company is important regardless of whether you plan to file a claim in the event of an auto accident. You may be required to file a claim according to your policy, however even if you are not, your attorney will require records of your losses to back up your claim (such as repair costs and medical bills).

In addition to collecting your own vehicle’s information and identifying any other drivers involved in the incident You should also gather any other pertinent information at the scene, according to Luna. Ask to see the insurance card of the other driver and make sure you have their name as well as their address, phone number and insurance details for the car (company, policy number). If there are any witnesses, try to find their names and contact numbers too.

It’s important to stay calm, even although the last thing you would like to do after a car accident is to argue with insurance companies. Any statements you make while you’re feeling emotional could be used against you in the future. This is why it’s often best to hire an attorney take over negotiations. They can make sure that you don’t say anything that could be used against you in the future.

Contact an attorney

An experienced attorney can help you in negotiations with the insurance company in order to get an equitable settlement. They will examine your medical bills and records and frequently consult with a medical professional to offer their opinions on the extent of your injuries. Insurance companies won’t give you fair value in the event that they are not given complete and accurate documents.

You could be entitled to non-economic damages, for example suffering and pain, in addition to the economic losses. If the other driver was found to have acted with gross recklessness or negligence the court could award additional compensation, known as punitive damages.

If the driver who was at fault escaped the scene, you will have to report the incident to the police. You can also get an exact copy of a crash report at the precinct or on the internet. You’ll need this to submit a no-fault claim, or a liability lawsuit. New York has specific laws that regulate automobile accidents. A knowledgeable attorney can explain these rules.