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Get an inspection before buying a used car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our mission is to help you make better financial choices by providing you with interactive financial calculators and tools that provide objective and original content. We also allow you to conduct research and compare information for free – so that you can make sound financial decisions. Bankrate has agreements with issuers, including but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn Money The deals that are displayed on this website are provided by companies who pay us. This compensation may impact how and when products are featured on this website, for example for instance, the order in which they may appear within the listing categories and other categories, unless prohibited by law. Our loans, mortgages,, and other products for home loans. But this compensation does have no impact on the information we provide, or the reviews that appear on this website. We do not cover the universe of companies or financial offers that may be available to you. SHARE: sinology/Getty Images

3 minutes read. Published May 12, 2022

Written by Kellye Guinan Written by Personal and business finance contributor Kellye Guinan is a freelance editor and writer with more than five years’ experience in personal financial. She is also a full-time worker at her local library, where she assists people in her community gain access to information on financial literacy, among other topics. Edited by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate since late 2021. They are dedicated to helping readers gain the confidence to take control of their finances by providing clear, well-researched facts that break down complex subjects into digestible pieces. The Bankrate promise

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If you have questions about money. Bankrate has the answers. Our experts have been helping you manage your finances for more than four decades. We strive to continuously provide our readers with the professional guidance and the tools necessary to make it through life’s financial journey. Bankrate adheres to a strict code of conduct , so you can trust that our content is truthful and accurate. Our award-winning editors, reporters and editors produce honest and reliable content that will help you make the best financial decisions. Our content produced by our editorial team is objective, truthful and uninfluenced from our advertising. We’re transparent about the ways we’re capable of bringing high-quality content, competitive rates and helpful tools to our customers by describing how we make money. Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for the placement of sponsored products andservices or when you click on specific links on our website. Therefore, this compensation may impact how, where and in what order items are listed in the event that they are not permitted by law. We also offer mortgage, home equity and other home loan products. Other factors, such as our own website rules and whether or not a product is available within the area you reside in or is within your self-selected credit score range can also impact the way and place products are listed on this site. Although we try to offer an array of offers, Bankrate does not include information about every financial or credit item or product. The reports on the history of a vehicle are helpful when you’re researching used vehicles, but when you’re , an inspection is key. Work with an outside mechanic who is not connected to the seller to identify potential problem areas. Reputable dealers should allow this as part of the buying process. You may also be able to arrange an inspection on the spot if a private seller doesn’t want to drive to an unknown mechanic. Most importantly, make sure your mechanic is certified and reliable to ensure that you’re not signing on for repairs in the near future. A thorough inspection is crucial in the purchase process. A pre-purchase inspection can clue you in to the cosmetic and mechanical condition of the car. Not only will this help highlight potential issues and issues, but it can also provide you with the option to rescind a purchase if the used vehicle doesn’t meet your requirements. When you schedule an inspection, ask for a detailed account of the scope of the inspection as well as what the mechanic will be looking for. You should be provided with a complete report, which will include a thorough examination of the exterior and interior for wear and damage. The mechanic will also check the functioning of all the car’s features and all fluid levels. You should find a mechanic who can assess the engine, steering suspension, frame, and suspension as well as any signs of prior accidents or water damage. You should also employ an instrument to read codes for any errors that might indicate a problem. If they spot any, you can request an invoice for the appropriate repair. When you’ve received a report, you’ll be able to negotiate to a better price or find a different vehicle. It may be more time-intensive, but it could save you thousands in repairs if you are able to detect a problem prior to it becomes a problem. When to get the used car inspected You should delay an inspection until you’re sure about the . This means negotiating the price and then driving the car and doing your own inspection before. If you’re sure that this is the car that you would like, arrange for an on-site mechanic to visit you , or work with the seller to get the car to a trusted mechanic. A pre-purchase inspection is the final step in completing the purchase. In the end, you don’t want to spend money for a car that you will not purchase. What an inspection costs A check-up can cost anywhere from $100 to $150, according to . But the actual price will vary based on the expertise the mechanic has, age of the vehicle and known problems. Your mechanic should provide you with a price before you bring the car into. Like taxes and fees, don’t include the cost of this into the loan. Plan for a used car inspection on its own — and don’t schedule one until you’ve narrowed your selection to a single car that is in good shape. There’s always the chance that you’ll not want to purchase the car but saving the inspection until late-game negotiation will save you money. How do you inspect a car that is used In the ideal scenario, an inspection must be done by a mechanic with whom you already have a good working relationship with. Most private auto body and repair shops perform inspections on used cars. However, if your mechanic does not, request a referral to an establishment that can do. If you don’t already have a reliable mechanic Find local mechanics that aren’t associated with dealerships who have positive reviews from customers. You can find reviews on the mechanic’s Better Business Bureau page. Members of American Automobile Association (AAA) are able to search for a ASE-certified garage, or visit a mechanic recommended by the insurance company. Any mechanic you hire should have been certified by the National Institute for Automotive Service Excellence (ASE). A different option would be to work with an established national company that specializes in used-car inspections for example, Alliance Inspection Management, Carchex and Inspect My Ride. Request a mobile inspection. Inspections are usually conducted at a shop or garage, but there are mechanics that offer mobile inspections. This could be more convenient if you’re working with a private vendor, or the dealer isn’t able to allow the car for a longer test. However, this route may cost more than taking the car to a shop. It’s a cost for convenience — and it will likely still take a couple of hours in order for the repairman to fully check the car. The internet is a great place to buy used cars and inspections Online used car sellers such as Carvana and Vroom offer a week during which you can try the car out before making a final decision on the purchase. This gives you the opportunity to take it to your mechanic and have it inspected. Since most online sellers don’t allow you to negotiate prices, any mechanical problems discovered may be enough reason to return the vehicle. If you’re purchasing a car sight-unseen from a private seller online, make it clear that you’d like it to be examined by a mechanic prior to buying. The seller might not be happy with that — but that’s fine. There are many cars that are available and you should keep searching rather than buying a car that hasn’t been checked. What next steps to take? Regardless of the type of inspection and inspection service you select, make sure you receive an official report with photos of any concerns. This information will help in your negotiations to purchase a used car if you decide to move to the next step. Learn more

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Written by personal and business finance contributor Kellye Guinan is a freelance editor and writer with more than five years of experience in personal financial planning. She’s also employed full-time at the local library where she helps people in her community get information on financial literacy, as well as other subjects. Edited by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate from late 2021. They are passionate about helping readers gain confidence to take control of their finances through providing clear, well-researched information that breaks down otherwise complex topics into digestible chunks.

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