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Why You Should Consult With an Auto Accident Lawyer

Under Florida’s no-fault insurance law, your own car policy covers damages to property and injuries, unless the responsible driver is uninsured. This is why it’s important to speak with a lawyer in the event of a car accident before providing a recorded or written statement to the insurance company.

If your case goes to court, both oral or written statements may be used against you. An attorney who has experience is able to present your case in the most favorable light.

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There are two broad categories of damages a victim may receive after an automobile accident that are non-economic and economic. Economic damages are easily quantifiable. They include medical bills, lost wages and repairs to vehicles. Non-economic damages are harder to quantify. These damages could include emotional distress and loss of enjoyment of living.

An experienced lawyer for car accidents will assist victims to claim their maximum amount of compensation. They can also lobbie to reach a fair settlement with the insurance company of the driver at fault. If the insurance company does not agree to payment, they can go to court.

A good lawyer for car accidents should make sure that victims account for all of their losses and expenses. This can be done by collecting as much information as they can from the scene of the accident. For example, they can capture images of the accident site and collect details from witnesses. This will prevent the insurance company from trying to make claims that are not worth the money.


In addition, a personal injury lawyer can assist victims in calculating the total cost of their injuries. This includes the cost of both future and previous medical treatment, as well as the cost of hiring someone to cook or take care of chores in the event that the victim is unable to do these tasks.

Medical bills

When you’re involved in a car accident, medical expenses can increase quickly. Even if you have no-fault insurance or an award from an injury lawsuit it’s not going to disappear. You have to pay them now, not in the future.

There are two options to swiftly pay medical bills through your own health insurance, or your car insurance. The first is usually referred to as Med Pay in New York, and it will cover your medical expenses after an auto accident, regardless of the person who is responsible for the accident. The latter is typically provided by the state (Medicare) and/or a private insurance plan.

Always visit the doctor after an accident, especially when you’re experiencing a lack of energy or think your injuries aren’t serious. A quick assessment will ensure that your injuries, including internal injuries, are assessed and treated. In addition your visit can result in medical reports that can be crucial in any lawsuit.

If you’ve exhausted these two options, you can then turn to the driver who was at fault’s liability policy if it’s enough to pay for any damage. You’ll still have to pay for your own copays and deductibles. In the end, you’ll be reimbursed for your accident-related expenses once an acceptable settlement is reached with the at-fault party. It’s crucial to keep a record of all your expenses and charges.

Lost wages

A serious car accident could also cause lost wages. It can be very stressful to fulfill your financial obligations if you are unable to work due an injury sustained in a car accident. You may need to borrow money from family or use savings from your personal account until your case is settled. A seasoned New York car accident attorney can examine your case and determine if you have an appropriate claim for loss of earnings.

In cases of car accidents, a judge can award compensatory damages in order to reimburse you the money you would have made even if you had not been injured. Wages, overtime, and benefits are all included in the phrase “economic damages.” This compensation is meant to restore you to the financial position that you were in before the accident.

If you’re working but aren’t because of your injuries, a judge calculates the amount you’ve suffered by reviewing a letter from the plaintiff’s employer that confirms their pay or hourly wages and the time they’ve been away from work. Paycheck stubs and bank statements are also pertinent. Profit-and-loss accounts, tax returns and profit-and-loss reports are also a possibility.

In addition to the loss of income, an auto accident lawyer could seek compensation for lost earnings. This is a complex aspect of your damage, and is difficult to prove. An expert witness will be needed.

Suffering and pain

There is a chance that you will be left with unpaid medical expenses, damage to your property, and lost income if you are involved in an accident that is severe. Additionally, you may experience psychological and emotional trauma. The suffering and pain that you feel is real and requires compensation. A lawyer can help you get the compensation you’re due.

A lawyer can also assist you to navigate dealing with insurance companies. Insurance adjusters are motivated by their own financial interests and often attempt to deny or minimize your claim. A car accident lawyer can defend you from these tactics and negotiate for a fair settlement of your damages and losses.

Record all the costs and damage to property that you have incurred as a result of the accident. Included in this are medical bills, repair estimates and receipts for damaged items. It is also essential to take photos of the scene of the accident as well as your injuries. You should avoid discussing the accident with anyone else, except police officers and medical professionals.

A lawyer can also help you determine who is accountable for the accident. New York is a state that utilizes “comparative negligence” which means that the amount you’re awarded for damages will be reduced by the proportion of your responsibility. In some instances, the liable party may be a corporation, city or state agency, or a sanitation or public transportation company.