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How Much Is Your Auto Accident Compensation Worth?

Damages for car accidents are intended to compensate victims of the crash. Some of the damages include property damage, medical bills and suffering and pain.

In New York you have three years from the time of an accident before you make a claim. However, waiting too long could harm your case. As time passes, evidence could be lost or destroyed and witnesses may forget key details.

Damages

In the case of a car accident victims may receive compensation for their economic losses such as medical bills or lost wages. They can also receive compensation for non-economic damages such as suffering and pain. However, how much your claim is worth depends on the severity of your injuries and the impact they have on your life.

A skilled auto accident attorney can assist you in determining the worth of your injuries and property damage, and negotiate with the insurance company to negotiate a fair settlement. Be aware that insurance companies exist to earn a profit. They will do all they can to settle your claim as cheaply as they can. This is why you need a lawyer who knows how to ensure that you receive the maximum amount you deserve.

You may also be eligible for compensation if you have personal items that were damaged during the accident. Jewelry, clothes, and shoes are all covered. You may also be eligible for compensation for costs related to household chores, gardening or childcare, if you cannot do these things because of injuries.

When determining the value of your claim, the deductible is also considered. You’ll have to pay your deductible first before the insurance company starts to pay for damages. You can then bring a lawsuit against the at-fault driver to recover the remaining amount of your losses.

Medical bills

The medical costs resulting from a car crash can quickly rise. The cost of an ambulance ride, a hospital stay and inpatient therapy could be tens of thousands of dollars or more. In addition, the cost for prescription drugs, physical therapy and other care can continue to rise as the person who was injured continues to recover.

The driver at fault is accountable to pay for the losses of a victim including medical expenses when they are found to be liable in a lawsuit. However, the law does not normally require the at-fault party to pay a victim’s medical bills on an ongoing basis.

If you don’t reside in a state that is no-fault, your first step for getting compensation for medical bills is to apply for PIP coverage (personal injury protection). Depending on your policy limits, this coverage could cover most or all of your medical expenses.

You should also make claims against the liability coverage of the motorist at fault, and also your own uninsured motorist insurance policy. These policies may reimburse you for medical expenses, but they typically contain deductibles and other terms. An experienced lawyer can guide you through the process of getting medical bills paid. This will let you not spend your income on medical bills and concentrate on recovering.

Lost wages

Accidents in the car can make you unable to work. You might not be able to pay your bills and lose income as a result. You may need to borrow money from family or friends. Settlements can take months. In that time, will have to keep paying your bills from your pocket, and then wait for your settlement.


A claim for lost wages may help you recover the money you would have earned if not for the car accident injury. This could include hourly wage and salary, but it could also include other financial benefits like bonuses and raises. Your lawyer can help you determine the exact amount of your lost earnings.

You can make a claim through an insurance company that is no-fault or sue the party at fault for lost wages. The typical claim will involve your medical bills, evidence that you were unable to work because of your injuries, and documentation of your loss of earning capacity. It is also called the demand package.

You will be required to provide a letter from your employer which confirms the details of your job and the days you were absent due to your injury as well as the hours you typically work. You’ll need your pay stubs, tax documents and other relevant documents. Your attorney can help you collect these documents and create a convincing demand form to present to the insurance company or judge in your case.

Suffering and pain

While some costs associated with crashes can be figured to the penny–such as emergency services, medical bills, surgery costs, medications and lost wages, there are other expenses that cannot be quantified. These losses that are not quantifiable are referred to as suffering and pain and are a crucial element of a person’s compensation claim.

The term “pain and suffering” refers to both the emotional and physical consequences of an accident. auto accident lawsuit abilene sustained by a victim can have a lasting impact on their lives which can lead to permanent disabilities, or even death. For instance, a victim suffering from a debilitating brain injury may never be able to perform or function normally again. These kinds of injuries are usually worth a large settlement.

In the majority of cases, the amount and suffering a victim suffers is determined by the severity of the injury and the impact it has had on their life. An experienced attorney will look into the specific details of your case and decide the most appropriate amount to settle. They will use previous settlement amounts for similar injuries as a guide to provide you with an idea of how much your case is worth.

Insurance companies try to undermine the claims of victims for pain and suffering, by claiming that their injuries are not enough severe. A knowledgeable lawyer can stand up to these tactics and negotiate on your behalf with the insurer to ensure you get an equitable settlement.