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How Much Is Your Auto Accident Compensation Worth?

Car accident damages are intended to compensate victims of the collision. Some of the damages include property damage, medical bills and the pain and suffering.

In New York, you have up to three years to take legal action following an accident, but delay can be detrimental to your case. Over time, evidence may be lost or destroyed witnesses may forget crucial details.

Damages

In the case of a car accident victims can be awarded compensation for economic losses such as medical bills or lost wages. In addition, they can receive compensation for noneconomic damages like discomfort and pain. The amount of your claim is worth will depend on the severity of your injuries as well as the impact they have on your life.

A skilled attorney for auto accidents will help you determine the worth of your injuries and damage to property, and negotiate an appropriate settlement with the insurance company. Be aware that insurance companies exist to earn a profit. This means that they will attempt to settle your claim as low as possible. You need a lawyer who knows how to fight for the maximum amount of money that you deserve.

You may also be eligible to claim compensation if you have personal items damaged in the accident. These include your shoes, clothing, and jewelry. You can also claim compensation for expenses related to gardening, housekeeping or childcare if you are not able to do these things yourself due to your injuries.

The deductible also forms part of the equation in determining how your claim is worth. You’ll need to first pay your deductible before the insurance company starts paying for damages. You can then sue the motorist at fault to recover any remaining damages.

Medical bills

Medical bills resulting from a car crash can quickly mount up. The cost of an ambulance ride, a hospital stay and inpatient care could be tens of thousands of dollars or more. Furthermore, the cost of physical therapy, prescription drugs and other treatment options can continue to rise as the person who was injured continues to recover.

When a driver is found be at the fault in a lawsuit, they are liable for the victim’s damages, including medical expenses. The law doesn’t require that the at-fault driver pay for the medical expenses of their victim on regular basis.

Unless you live in a no-fault state, the first step for medical bill compensation is to apply to your auto insurance company for PIP (personal injury protection) coverage. The coverage could cover all or most of your medical expenses depending on the policy limits.


You must also make a claim through the car insurance of the driver at fault for any liability coverage they have in addition to the uninsured motorist coverage of your own car policy. These policies may reimburse you for your medical expenses, but they usually have deductibles or other terms. A knowledgeable lawyer can help you get your medical bills paid. This will help you save money on medical bills, and instead concentrate on recovering.

Loss of wages

Accidents in the car can prevent you from going to work. This can leave you with no income and struggling to pay your bills. You may need to borrow money from your friends or family. Settlements can take months. In that time, you must continue to pay your bills from your own pocket and then wait for your settlement.

You may be able to recover lost wages if you have been injured in a car crash. auto accident attorneys new york can include salary and hourly wages, but it could also include other financial benefits such as bonus and raises. Your attorney can help you calculate your actual lost earnings.

You can file a claim for lost wages through a non-fault insurance company or file a lawsuit against the at-fault party. The claim will typically involve the cost of your medical bills, proof that you were unable to work because of your injuries, and proof of your loss of earning capacity. It is commonly called demand packages.

You’ll need to submit a written statement from your employer which confirms the specifics of your employment, including the days that you were absent because of your injury and the hours you usually work. You’ll need to provide your paystubs, tax forms and other relevant documents. Your attorney can assist in assembling these documents and prepare a compelling demand to give to the insurance company or judge in your case.

Suffering and pain

Although some expenses incurred in a crash can be calculated to the penny–such as emergency services, medical bills and surgery costs, medication, and lost wages–others cannot. The unquantifiable costs are known as suffering and pain and are an essential element of a person’s compensation claim.

The emotional and physical consequences of an accident are part of the suffering and pain. The injuries suffered by a victim can have a lasting impact on their lives, leading to permanent disability or even death. For example, an injured victim who suffers a severe brain injury could never perform or function normally again. These kinds of injuries are usually worth an enormous settlement.

In most cases, the amount suffering and pain a victim receives depends on the degree of their injuries and how it has affected their life. An experienced attorney will examine the details of your case to determine the most appropriate settlement. They will make use of previous settlement amounts for similar accidents injuries as a guideline to give you an idea of the amount your case is worth.

Insurance companies often try to discredit victims with claims of suffering and pain by saying that their emotional or physical injuries aren’t serious enough. An experienced lawyer will rebuff these tactics and negotiate with the insurance company on your behalf to ensure that you get an equitable settlement.