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How to File an Auto Accident Claim

In states that have no fault, your insurance company will pay for the cost of medical treatment and lost wages, regardless of who is at fault for the incident. They’ll also want to gather evidence and read documents (photos witnesses’ testimonies, photos medical records, witness testimony, and expense reports).

The amount of compensation you receive will depend on the severity of your injuries as well as expenses. This article will walk you through the steps for making a claim in the event of an auto accident.

Report the Accident

If you’re involved in a car accident it is crucial to report the accident away. In many states, you’ll need make this report to the local police department, county sheriff, state police or Department of Motor Vehicles.

Photograph the accident scene if you are able to. You can use them to help you remember the accident and also to support your insurance claim. For instance, pictures can show skid marks, damage to vehicles weather conditions, and other important details.

It’s an excellent idea to get the other driver’s information including their name and insurance company. If you are able, also request a copy of their driver’s license and car registration.

It is also essential to record your personal report of the incident and what you saw and what happened. If you don’t write down the incident, you could be held accountable for any injuries or damages that later become apparent. If you do not notify your insurance company, they could refuse to pay for any injuries that result from the incident. You can determine whether your policy requires a report of an accident by checking your policy or contact your agent.

Seek medical attention

After a car crash you should seek medical attention and have your body examined to determine if you are any injuries. You can stay clear of future complications by seeing an expert as soon as you can. This can also help your case when negotiating with the insurance company.

If you can, it’s best to visit a emergency room of a hospital following a car crash. This is because hospitals have access to top surgeons, doctors, and medical supplies. It can be difficult for insurance companies and defense attorneys to downplay injuries sustained at a hospital.

Injuries resulting from car accidents can range from bruising and tearing to severe internal injuries like brain injuries that are traumatic and even paralysis. Even if symptoms, like stiffness and pain don’t appear immediately it’s essential to see a doctor. These records will be crucial in proving that you have suffered injuries resulting from the crash.


Our Denver car accident lawyers will use these records to prove that the actions of the at-fault motorist caused your injuries and that you are entitled to fair damages for your injuries.

Take Pictures

Photograph the scene of the accident as quickly as possible, ideally before the police arrive. If you are able, capture all the damage to the vehicle from different angles. It is also essential to take close-up photographs of the vehicles as well as any other critical evidence (such as broken glass or airbags that have been deployed) as long as you are able do so. If you’re unable to get closeups, try placing an object, like coins, into the picture for scale. You can also take photographs with or without a flash to reveal hidden details.

It is important to take photographs of any injuries that you suffered in the accident. Cuts, bruises and scrapes will fade over time, and the photos will be a great proof of your injuries later. It’s also a good idea to capture photos of other details that may be relevant to the incident (such as traffic signals, road signs weather conditions, road debris) as they can help paint a clearer picture of what happened.

Contact Your Insurance Company

Contacting your insurance provider is crucial regardless of whether or not plan to file a claim for an auto accident. Your policy might require you to do this, and even in the event that it does not, your attorney will require records of your losses (like medical expenses and repair costs) to prove your claims.

Besides getting your own vehicle’s information and identifying any other drivers involved in the crash, you should also collect any other relevant information at the scene, according to Luna. Request to see the insurance card of the driver who was involved in the accident and ensure that you have their name, address, telephone number and details about their car insurance (company and policy numbers). If there are any witnesses, try to find their names and contact numbers, too.

It is important to remain calm even although the last thing you would like to do following an accident in the car is to dispute insurance companies. If you’re emotionally charged and make statements, they can be utilized against you later in the process. It’s best to let an attorney manage the negotiations. They can ensure that you don’t say anything that could be used against you in the future.

Contact an attorney

An experienced attorney can help you in negotiations with the insurance company to secure a fair settlement. They will go over your medical records and bills and will frequently consult with a medical professional to provide an opinion as to the full extent of your injuries. Insurance companies will not give the appropriate amount if they have not been given complete and accurate documents.

In auto accident attorneys glendale to pursuing your economic losses, which include medical bills and lost wages, you may be entitled to non-economic damages for suffering and pain. If the court finds that the other driver acted with gross negligence, recklessness or malice it could be able to award punitive damages.

You should notify the police if the driver who was at fault fled the scene. You can also request a copy of a crash report at the police station or online. This will be required to file a lawsuit or a no-fault case. New York has specific laws that govern automobile accidents. An experienced lawyer can explain these rules.