Write About Everything

How to File an Auto Accident Claim

In states that have no fault, your insurance company will pay for medical expenses and lost wages regardless of who is at fault for the incident. They’ll also want to gather evidence and review documents (photos witnesses’ testimony, photos, medical records, and expense reports).

The amount of compensation you receive is contingent on the severity of your injuries and the cost of your injuries. This article will guide you through the steps required to file an auto accident claim.

Report the Accident

It’s important that you notify a crash with a car as soon as possible. In many states, you’ll have make this report to the local police department or county sheriff, the state police or Department of Motor Vehicles.

Take pictures of the scene of the accident, if you are able to. You can use this to help you remember the incident and to file a claim for insurance. For example, photos can show skid marks, damage to vehicles as well as weather conditions and other important details.

You should also collect the details of the other driver, for instance their name, insurance provider and even their address. Also, you should request their driver’s license and car registration, if possible.

It’s also important to record your own report of the incident as well as what you saw and what transpired. Remember that memory is not reliable and if you fail to record what happened, you could be responsible for damages or injuries that are not obvious later. Additionally, if you don’t report the accident and your insurance company is not aware of it, they may refuse to pay for any damage that result from it. Check your policy or contact your agent to determine the requirements for filing an accident report.

Seek medical attention

One of the first things you need do following a car collision is seek medical attention to be assessed for injuries. Seeing a doctor as soon as you can is a good way to avoid any further complications as well as help you with your claim when it comes time to negotiate with the insurance company.

If possible, it’s best to visit a hospital emergency room after an accident. This is because hospitals have access to highest quality physicians, surgeons, and medical supplies. It is often difficult for insurance companies and defense lawyers to downplay injuries treated in a hospital.

auto accident lawyer greenville from car accidents can range from bruising to severe internal injuries, like the traumatic brain injury and paralysis. Even if you do not feel any symptoms at first, such as discomfort or stiffness it is imperative to see a doctor. These records are crucial in proving that you have suffered injuries related to the crash.

Our Denver car accident attorneys will use these records to present a convincing argument that the actions of the driver at fault caused your injuries and you are entitled to fair damages for your injuries.


Take Pictures

Take photos of the site of the accident as fast as you can, ideally prior to police arrive. If you’re able take pictures of the damaged vehicle from various angles. It is also crucial to get close-up images of the vehicles and any other evidence that could be crucial (such as broken glass or airbags deployed) in the event that you are able to do this. If you can’t get close-ups of your vehicle put an object, such as an old penny in the picture to give it a scale. You can also capture photos with or without flash to reveal the hidden details.

Also, you should take photographs of any injuries that you suffered in the accident. The pictures will be valuable evidence later on. Injuries and cuts will fade with time. It is also recommended to snap pictures of other items which are relevant to the accident (such as road signs, traffic signals weather conditions, road debris) because they will aid in the creation of a clearer picture of what happened.

Contact Your Insurance Company

Contacting your insurance company is important regardless of whether you plan to file a claim for a car crash. You might be required to do so by your policy, but even if you’re not an attorney, you will need the details of your losses in order to back up your claim (such as repair costs and medical bills).

Luna suggests that you collect all relevant information regarding the scene. This includes the details about your vehicle as well as any other drivers involved. Make sure you get the insurance card of the other driver and ensure you have their name address, number, and address as well as the details of their car insurance (company and policy number). If there are any witnesses, try to get their names and contact numbers too.

It’s essential to remain calm even though the last thing you would like to do following an accident is to argue with insurance companies. If you’re emotionally charged and make statements, they can be utilized against you later in the process. This is why it’s better to have an attorney manage negotiations. They will be able to make sure you don’t say anything that could be later used against you.

Contact an attorney

A seasoned attorney can assist you in negotiating with the insurance company to obtain an equitable settlement. They will look over all of your medical records and bills, and consult with doctors to determine the extent and severity of your injuries. Insurance companies will not give you a fair amount when they haven’t been provided with complete and accurate documents.

You may be entitled non-economic damages like suffering and pain in addition to the economic losses. If the court determines that the other driver was negligent, reckless or acted with a high degree of or recklessness the court may decide to award punitive damages.

You must inform the police if the driver who was at responsible fled the scene. You must also get the crash report from the precinct or online. This will be required to file a lawsuit or a no-fault claim. New York has very specific rules that govern auto accidents. These laws are best explained by a knowledgeable attorney.