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How to File an Auto Accident Claim

In states that have no fault your insurance company will pay for the cost of medical treatment and lost wages regardless of who is at fault for the incident. They’ll also want to review documents and gather evidence (photos witness testimony medical records and expense reports).

The amount of compensation that you receive is contingent on the severity of your injuries as well as expenses. This article will help you understand the steps involved in filing an auto accident claim.

Report the Accident

It’s important that you report a car crash immediately. In several states, you’ll need to do this to the local police department or county sheriff, state police, or Department of Motor Vehicles.

If you are able, take photographs of the scene of the crash. You can use these photos to aid in remembering the accident and to file a claim for insurance. Photos can be used to show specifics like skid marks and vehicle damage as well as weather conditions and other important information.

It is also important to obtain the information of the other driver, such as their name and the insurance company they use. You should also ask for their driver’s license as well as their car registration, if it is possible.

You should also record what you saw, and what happened. If you don’t write down the incident, you could be held responsible for injuries or damages that are later discovered. In addition, if you do not report the accident your insurance company could refuse to cover any damages caused by it. Review your policy or call your agent to inquire whether you have to file an accident report.

Seek medical attention

After a car crash, you should seek medical care and be examined to determine whether there are any injuries. You can avoid future complications by seeing a doctor as quickly as possible. It could also help your case when you negotiate with the insurance company.

If auto accident lawsuit pasadena can, it’s best to visit a emergency room at a hospital after a car crash. This is because hospitals have access to best surgeons, physicians and medical equipment. Insurance companies and defense lawyers might find it difficult to limit the severity of injuries that are treated in hospitals.

Injuries from car accidents can range from minor bruising up to severe internal injuries, such as traumatic brain injury and paralysis. Even if symptoms, like stiffness and pain do not manifest right away it’s essential to see a doctor. These records will be crucial in proving that you’ve sustained injuries in connection with the crash.

Our Denver car accident lawyers will use these records to establish a convincing case that the actions of the at-fault motorist caused your injuries, and that you deserve fair damages for your injuries.

Take Photos

Take pictures of the accident scene as soon as you can, ideally before the police arrive. If you are able to take pictures of the damages on each vehicle from different angles. It is also important to take close-up pictures of the vehicles and any other critical evidence (such as broken glass or airbags that have been deployed) as long as you are able do so. If you are unable to get close-ups of the vehicle you can place an object, such as an old penny in the picture to give it a sense of scale. It’s also beneficial to take pictures with and without a flash, because different lighting conditions can reveal details that are not obvious.

It’s also a good idea to photograph the injuries you sustained during the collision. The scrapes, scratches and bruises will fade with time, so these photos can serve as a valuable proof of your injuries later on. Also, it’s an excellent idea to record any other pertinent details of the accident as possible (such as traffic lights, street signs and weather conditions, as well road debris), as these can aid in creating a more detailed picture of what happened.

Contact Your Insurance Company


Contacting your insurance company is vital, whether or not you are planning to file a claim due to an auto accident. You might be required to do so according to your policy, however even if you’re not the case, your lawyer will need evidence of your losses to back up your claim (such as repair costs and medical bills).

Apart from obtaining your car’s information and identifying any other drivers involved in the collision Also, you should collect any other relevant information you can at the scene, says Luna. You should ask for the insurance card of the other driver and make sure you have their name address, telephone number, address and insurance details for the car (company, policy number). If there are any witnesses, try to get their names and contact numbers too.

It is important to remain calm even when the last thing you would want to do following an accident is to argue with insurance companies. If you’re emotional and make statements, they could be used against you later in the process. This is the reason it’s recommended to hire an attorney to take over negotiations. They can ensure that you don’t say something that could later be used against you.

Contact an attorney

An experienced lawyer can assist you with navigating the insurance company to get an equitable settlement. They will examine your medical records and bills, and often consult with a medical professional to give their opinion on the extent of your injuries. If you don’t provide them with complete and accurate documents, they won’t provide you with a fair amount.

You may be entitled to non-economic damages, like suffering and pain in addition to your economic losses. If the court finds that the other driver acted with gross negligence, recklessness or malice or recklessness, it may be able to award punitive damages.

If the driver at fault fled the scene, you will be required to report the incident to the police. You can also obtain an exact copy of a crash report from the precinct, or online. This is needed to start a lawsuit or file a no fault case. New York has specific laws that govern automobile accidents. A knowledgeable attorney can explain these rules.