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How Much Is Your Auto Accident Compensation Worth?

Damages caused by car accidents are aimed to compensate victims for their losses. They can include costs of property damage and medical bills, while some are non-economic, like pain and suffering.

In New York you have three years from the time of an accident before you file a lawsuit. However, waiting too long could hurt your case. Evidence could be lost over time or destroyed. Witnesses could not remember important details.

Damages

In the event of a car accident victims could be awarded compensation for the economic loss they suffered, such as medical bills and lost wages. They can also receive compensation for non-economic damages, like suffering and pain. The amount of your claim is worth depends on the degree of your injuries and their impact on your life.

A skilled attorney in auto accidents can help you determine the worth of your injuries and property damage, and negotiate with the insurance company for an equitable settlement. Insurance companies are in the business of making money. They will do everything they can to resolve your claim as cheaply as they can. This is why you need an attorney who is able to ensure that you receive the maximum amount of money you deserve.

You can also claim compensation if you have personal items that were damaged during the accident. These include your clothes, shoes, and jewelry. You may also be eligible for compensation for the costs of housekeeping, gardening or childcare, if you cannot do these things due to injuries.

In determining the amount of your claim, your deductible is also considered. You’ll need to pay your deductible prior to when the insurance company starts to pay for the damages. You can then sue the motorist who was at fault to recover any remaining damages.

Medical bills

Medical bills that result of a car crash could quickly rise. The cost of an ambulance ride, hospital stay or inpatient treatment can reach hundreds of thousands of dollars or more. Additionally, the cost of prescription drugs, physical therapy and other care can continue to rise as the person who was injured progresses through their recovery.

If a driver is found be at the fault of a lawsuit, they are accountable for the victim’s damages including medical expenses. The law doesn’t require that the at-fault driver be responsible for medical expenses incurred by their victim on regularly.


If you do not live in a state that is a no-fault state your first step in receiving compensation for medical bills is to apply for PIP coverage (personal injury protection). This insurance may cover all or the majority of your medical costs, subject to the policy limits.

You must also file claims against the liability coverage of the driver who is at fault, and also your own uninsured motorist insurance policy. These policies may pay for medical expenses, but they typically have deductibles or other conditions. A seasoned lawyer can help you navigate the process of getting your medical bills paid. This will allow you to save money on medical bills, and instead concentrate on your recovery.

Loss of wages

Accidents involving cars can result in you being unable to work. You may be unable to pay your bills and lose income due to. You may have to borrow money from friends or family members. It could take a long time to settle your case. In this time, you’ll have to pay your bills yourself and wait for the settlement.

A claim for lost wages can assist you in recovering the amount you could have earned not for the injuries sustained in your car accident. This can be a combination of salary and hourly wages, but it could also include other financial benefits, such as raises and bonuses. Your lawyer can determine the actual amount of lost earnings.

You can claim compensation for lost wages with a no-fault insurance company or by filing a lawsuit against the at-fault party. The claim typically involves your medical bills, evidence that you missed work because of your injuries, and proof of your diminished earning capacity. It is also known as the demand package.

You’ll be required to provide a letter from your employer confirming the particulars of your work, including the days that you were absent due to your injury, as well as the hours you typically work. You will need to provide your pay stubs, tax documents and other pertinent documents. Your attorney can assist you gather these documents and prepare a compelling demand package to present to the insurance company or judge in your case.

Suffering and pain

Some expenses associated with an accident can be estimated down to the penny, like emergency services, medical costs, surgery, medications and lost wages. But auto accident attorneys largo aren’t. These losses that are not quantifiable are referred to as pain and suffering, and they form an essential element of a person’s compensation claim.

Pain and suffering encompasses both the physical and emotional consequences of an accident. A victim’s injuries could have a long-lasting impact on their lives, resulting in permanent impairment or even death. For example, an injured victim who suffers from a crippling brain injury might never be able to get back to normal functioning. These types of injuries often need a substantial settlement.

In most cases, how much pain and suffering a victim receives is determined by the severity of the injury and the impact it had on their lives. An experienced lawyer will look into the specifics of your case to determine the most appropriate settlement. They will use previous settlement amounts for similar injuries as a reference in order to provide you with an idea of how much your case is worth.

Insurance companies try to discredit the claims of victims for suffering and pain in the belief that their injuries are not sufficiently severe. A skilled lawyer will fight these tactics and negotiate with the insurer on your behalf to ensure that you get an honest settlement.