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How Much Is Your Auto Accident Compensation Worth?

Car accident damages are intended to compensate victims of the collision. Some of the damages include damages to property, medical bills and pain and suffering.

In New York you have three years from the date of an accident to file a lawsuit. But, if you wait too long can hurt your case. In time, evidence may be lost or destroyed, witnesses could forget important details.

Damages

In the event of a crash in a car victims could be awarded compensation for the economic loss they suffered, such as medical bills and lost wages. Additionally, they may be compensated for non-economic damages such as discomfort and pain. However, how much your claim is worth depends on the extent of your injuries and the impact they have on your life.

A skilled auto accident attorney can help you determine the value of your injuries and property damage, and then negotiate with the insurance company to negotiate an equitable settlement. Be aware that insurance companies are in business to earn a profit. They will do all they can to resolve your claim as cheaply as possible. You require an attorney who will fight to get the maximum amount you’re entitled to.

In addition to the expense of repairing your vehicle, you can also claim compensation for personal items that were damaged during the crash. Clothing, shoes, and jewelry are all covered. You can also get compensation for the costs of gardening, housekeeping or childcare, if you are unable to do these tasks on your own due to your injuries.

Your deductible is also a part of the equation when determining how the value of your claim will be. You’ll have to first pay your deductible before the insurance company can begin paying for damages. You can then make a claim against the driver who is at fault in order to recover any remaining amount of your damages.

Medical bills

Medical bills resulting from a crash in a vehicle can quickly rise. The average price for an ambulance ride, hospital stay and inpatient care can be tens of thousands of dollars or more. Moreover, the cost of physical therapy, prescription drugs and other care can increase as the accident victim continues to recover.

The driver who is at fault is responsible for the cost of a victim’s loss, including medical expenses, in the event that they are found to be responsible in a lawsuit. The law does not require that the at-fault driver to pay the medical expenses of their victim on an ongoing basis.

Unless you live in a state that is no-fault, the first step for medical bill reimbursement is to apply to your auto insurance company for PIP (personal injury protection) coverage. This insurance may pay for all or a portion of your medical bills, according to the limits of your policy.

You should also make a claim through the car insurance of the driver at fault for any liability coverage they have in addition to the uninsured motorist coverage on your own car policy. These insurance policies could reimburse your medical expense costs however, they usually come with deductibles and other terms that you must adhere to. A knowledgeable lawyer can help you to navigate the process of getting your medical bills paid. This will allow you to save money on medical bills, and instead concentrate on recovering.

Lost wages

Accidents in the car can make you unable to work. This can result in you being with no income and unable to pay your bills. You may need to borrow money from your friends or family members. auto accident lawyer new haven can take a long time. In that time, you will need to continue paying the bills out of your pocket and wait for your settlement.

You can claim back lost wages if you have been injured in a car crash. This can include hourly wages and salary, however it can also include other financial benefits like raises and bonuses. Your lawyer can calculate the actual loss earnings.


You can either file a claim with an insurer that does not have fault or claim the person at fault for the loss of wages. The claim is usually made up of your medical bills, evidence of missed work due your injuries, as well as the evidence of your loss of earnings capacity. This is often described as demand package.

You’ll have to provide a letter from your employer to confirm your employment information, including the days that you were away due to your injuries and the hours that you work on a regular basis. You’ll also need to submit your paystubs and tax documents. Your lawyer can assist you in gathering these documents and preparing a compelling demand to present to the insurer or judge in your case.

Pain and suffering

Certain expenses incurred in accidents can be calculated to the penny, such as medical expenses, emergency services surgeries, medications loss of wages, etc. But others aren’t. The unquantifiable damages are referred to as pain and suffering and are an important aspect of a victim’s compensation claim.

Both the emotional and physical consequences of an accident are associated with pain and suffering. A victim’s injuries may have a lasting impact on their lives, leading to permanent disability, or even death. For example, an injured victim suffering from a debilitating brain injury is unlikely to work or function normally again. These types of injuries usually merit a large settlement.

In most instances, the amount of pain and suffering the victim endures is contingent on the severity of their injuries and how the injury has impacted their life. An experienced lawyer will investigate the specific details of your case to determine an appropriate settlement amount. They will consider previous settlement amounts for similar injuries as a reference to give you an idea of what your case could be worth in terms of suffering and pain.

Unfortunately, insurance companies often try to deflect victims who claim pain and suffering by claiming that their physical or emotional injuries aren’t severe enough. A skilled lawyer will stand up to these tactics and negotiate with the insurer on your behalf to ensure that you receive an honest settlement.