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How Much Is Your Auto Accident Compensation Worth?

Damages resulting from car accidents are intended to compensate victims of the collision. Some of the damages include the cost of repairs to property, medical bills and the pain and suffering.

In New York, you have up three years to file legal action following a crash, but not acting quickly can hurt your case. Evidence can be lost over time or destroyed. Witnesses could not remember important details.

Damages

In the event of a car crash the victims may receive compensation for their economic losses including medical expenses and lost wages. Additionally, they may receive compensation for noneconomic damages such as pain and discomfort. The amount you will receive is contingent on the severity of your injuries and the impact they have on your life.

An experienced attorney for auto accidents can assist you in determining the value of your injuries and property damage, and negotiate with the insurance company for a fair settlement. Insurance companies are in business to make money. They will do all they can to pay your claim as inexpensively as they can. Therefore, you require a lawyer who knows how to fight for the highest amount of money you are entitled to.

You can also claim compensation if you own personal items damaged in the accident. These include your clothes, shoes and jewelry. You may also be eligible for compensation for costs related to garden maintenance, housekeeping or childcare, if you are unable to perform these tasks because of your injuries.

Your deductible can also be a part of the equation when determining the value of your claim will be. You must pay your deductible before the insurance company begins to compensate you for your losses. You can then sue the driver at fault to recover any remaining damages.

Medical bills

The medical expenses that result from a car wreck can quickly add up. The average cost of an ambulance ride, a hospital stay and inpatient treatment could be tens of thousands of dollars or more. Moreover, the cost of prescription drugs, physical therapy and other treatment options can continue to rise as the victim continues to recover.

The at-fault driver is responsible to pay for the losses of a victim and medical expenses in the event that they are found to be responsible in an action. The law does not require that the at-fault party pay the medical expenses of their victim on regular basis.

If you do not reside in a no-fault state, the first step to take to claim medical bill compensation is to submit an application to your insurance company for auto coverage for PIP (personal injury protection) coverage. Based on the limits of your policy the coverage could be able to cover the majority or all your medical expenses.

You should also submit a claim to the at-fault driver’s car insurance for any liability insurance they carry and also the uninsured motorist protection on your personal car policy. These policies could reimburse you for your medical expenses, but they generally contain deductibles and other terms. A seasoned lawyer can help you to navigate the process of getting your medical bills paid. This will allow you to avoid spending your own income on medical bills and focus on recovering.

Loss of wages

Accidents in the car can keep you out of work. auto accident lawsuit pawtucket may be unable to pay your bills, and lose income as a result. You might need to borrow money from relatives or friends. It could take a long time to reach a settlement in your case. In that time, you will have to keep paying the bills out of your own pocket and then wait for your settlement.


A claim for lost wages could assist you in recovering the amount you would have earned if not for your car accident injury. This could include hourly wage and salary, but could also include other financial advantages like raises and bonuses. Your lawyer can calculate the actual loss earnings.

You can file a claim for lost wages through a no fault insurance company or file a lawsuit against the responsible party. The claim will usually include your medical expenses, proof of absences due to your injuries, as well as the evidence of your loss of earnings capacity. It is commonly called demand packages.

You’ll need an employer’s letter that confirms your employment details, including the days you were off due to injuries and the hours you normally work. Additionally, you will need to provide your paystubs as well as tax documents. Your attorney can assist you gather these documents and prepare an appealing demand package to present to the insurance company or a judge in your case.

Suffering and pain

While some of the costs associated with accidents can be estimated to the penny — such as medical bills, emergency services as well as surgery costs, medications and lost wages, other expenses are not. These damages that are not quantifiable are known as pain and suffering and are an essential element in the claim for compensation of a victim.

Both the physical and emotional consequences of an accident are as a result of suffering and pain. The injuries sustained by a victim may have a lasting impact on their lives and cause permanent disabilities or even death. For instance, a victim who suffers from a crippling brain injury might never be able to get back to normal functioning. These kinds of injuries are usually worth a large settlement.

In the majority of cases, the amount of suffering and pain the victim suffers is determined by the extent of their injuries and how it has affected their lives. An experienced attorney will look into the specifics of your case and decide the most appropriate amount to settle. They will use the previous settlement amounts for similar accidents injuries as a reference in order to provide you with an idea of the value your case is worth.

Insurance companies often attempt to deny victims who claim pain and suffering by claiming that their emotional or physical injuries aren’t serious enough. A skilled lawyer will stand up to these tactics and negotiate with the insurer on your behalf to ensure you receive an honest settlement.