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A decade later the world has a chance to evaluate whether microcredit actually “changes peoples’ lives for the better,” as Mr. Annan asserted. In July of this yr, the UN will hold the Third Worldwide Convention on Financing for Growth, in Addis Ababa, Ethiopia. Whereas the convention will discuss the whole spectrum of efficient and environment friendly mechanisms of mobilizing resources for growth, microfinance is more likely to be one of the key topics.