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How to File an Auto Accident Claim

In no-fault states, your insurance company will pay for the cost of medical treatment and lost wages regardless of who was at fault for the accident. They’ll also need to collect evidence and look over documents (photos witness testimony, photographs medical records, photos, and expense reports).

The amount of compensation that you receive will depend on the extent of your injuries and expenses. This article will help you understand the steps required to file an auto accident claim.

Report the Accident

If you’re involved in a car crash it is crucial to report the accident away. In many states, this will be done by the local police or county sheriffs. In some states, it’s the state police or Department of Motor Vehicles.

If you are able, take photographs of the scene. This can help you remember what happened, and could be useful for your insurance claim. For instance, pictures can show skid marks, vehicle damage weather conditions, and other important details.

It’s an excellent idea to get the other driver’s details including their name and insurance company. If possible, you should also ask to see their driver’s licence and car registration.

It is important to note down the things you observed, and what happened. Remember, memory isn’t reliable If you don’t record what happened then you could be at fault for any damages or injuries that aren’t apparent later on. If you do not notify your insurance company, they could refuse to pay for any damages resulting from the accident. You can determine if your policy requires an accident report by looking up your policy, or contacting your agent.

Seek medical attention

After a car crash, you should seek medical care and be examined to determine whether there are any injuries. Seeking medical attention as soon as possible will allow you to avoid any future issues, and it can also increase your claim when it comes time to negotiate with the insurance company.

If you can, it’s best to visit a hospital emergency room after a car crash. This is because hospitals have access to top surgeons, doctors and medical equipment. It can be difficult for insurance companies and defense attorneys to downplay injuries treated in a hospital.

Car accidents can cause injuries ranging from minor bruising, to severe internal injuries such as the traumatic brain injury or paralysis. Even if some symptoms, like pain and stiffness, don’t show up immediately it’s crucial to for a medical appointment. These medical records will be essential evidence to prove your claim that you suffered injuries resulting from injury as a consequence of the crash.

Our Denver car accident lawyers will use these documents to establish a convincing case that the actions of the motorist at fault caused your injuries and you are entitled to fair compensation for your injuries.

Take Photos

Photograph the scene of the accident as quickly as you can, and ideally before the police arrive. If you are able to, take photos of the damages on each vehicle from different angles. If you can, take close-up photos of vehicles and other evidence (such shattered glasses or airbags deployed). If auto accident lawyer pomona can’t get close-ups of the vehicles put an object like an old penny in the picture to give it a sense of scale. You can also take photos with or without flash to show hidden details.


It’s also an excellent idea to document any injuries you may have sustained during the crash. Bruises, cuts and scrapes will fade with time, so the pictures can be used as evidence of your injuries in the future. It’s also recommended to take photos of other aspects which are relevant to the accident (such as traffic signals, road signs weather conditions, road debris) since they can aid in the creation of a clearer picture of what transpired.

Contact Your Insurance Company

If you are planning to file a car crash claim, it’s crucial to contact your insurance company as quickly as you can. Your policy may require you take this step, but even in the event that it doesn’t, your attorney will require documentation of your losses (like medical expenses and repair costs) to prove your claims.

Luna says that you should gather all relevant information about the scene. This includes the details about your vehicle as well as any other drivers involved. Ask to see the insurance card of the driver who was involved in the accident and make sure that you have their name, address, telephone number and details regarding their car insurance (company or policy numbers). If there are any witnesses, try to find their names and contact numbers as well.

While the first thing you’ll want to do following a car crash is to argue with insurance companies, it’s very important to remain calm. If you’re emotionally charged, any statements you make can be utilized against you later in the process. It’s best to let an attorney manage the negotiations. They can ensure that you don’t say anything that can later be used against you.

Contact an Attorney

An experienced lawyer can assist you with navigating the insurance company to get an appropriate settlement. They will look over all medical records and bills and work with doctors to determine the extent and severity of your injuries. Insurance companies are not able to give you fair value when they haven’t been provided with complete and accurate documentation.

You may be entitled to noneconomic damages, such as pain and suffering, in addition to the economic loss. If the other driver was found to have acted with a degree of gross carelessness or negligence and the court awards additional compensation, also known as punitive damages.

If the driver who was at fault fled the scene, you’ll need to report that to the police. You can also request an exact copy of a crash report from the police station or online. You’ll need this to file a no fault claim or a liability lawsuit. New York has specific laws that govern auto accidents. An experienced lawyer can explain these rules.