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How Much Is Your Auto Accident Compensation Worth?

Damages resulting from car accidents are designed to compensate the victims of the collision. They can include costs of property damage and medical bills, while some aren’t economic, such as suffering and pain.

In New York, you have up three years to file legal action following an accident, but not acting quickly can hurt your case. In time, evidence may be lost or destroyed witnesses may forget crucial details.

Damages

In the case of a car accident, victims can receive compensation for their economic losses, such as medical bills or lost wages. They can also receive compensation for non-economic losses, like pain and suffering. The amount of compensation you will receive is contingent on how serious your injuries are and the impact they have on your life.

A skilled lawyer for auto accidents can assist you in determining the value of your injuries and damages to property, and negotiate a fair settlement with the insurance company. But, keep in mind that insurance companies exist to earn a profit. They will do all they can to pay your claim as inexpensively as they can. You need an attorney who will fight to get the maximum amount you are entitled to.

In addition to the expense of repairing your vehicle, you may also claim compensation for any personal items that were damaged in the collision. This includes your clothes, shoes and jewelry. You may also be eligible for compensation for expenses relating to household chores, gardening or childcare, if cannot do these things because of injuries.

The deductible also forms part of the equation in determining how the value of your claim is. You’ll have to first pay your deductible before the insurance company can begin to pay for the damages. You may then file a lawsuit against the driver who was at fault to recover any remaining amount of your losses.

Medical bills

The medical bills that arise from a car crash can quickly mount up. The average cost of an ambulance ride, hospital stay and inpatient treatment can reach tens of thousands dollars or more. In addition, the cost for physical therapy, prescription medications and other medical care could increase as the victim continues to recover.

The driver at fault is accountable for settling the victim’s losses including medical expenses when they are found responsible in an action. However the law does not generally require an at-fault driver to pay a medical bills of their victim on an ongoing basis.

If you do not live in a state that is no-fault your first step in receiving reimbursement for medical expenses is to apply for PIP coverage (personal injury protection). Based on the policy limits the coverage could be able to cover the majority or all your medical expenses.

You should also make an appeal against the liability coverage of the driver who is at the fault, as well as your own uninsured motorist insurance policy. These insurance policies could reimburse your medical expense costs however they are usually accompanied with deductibles, as well as other conditions which you must follow. An experienced lawyer will assist you through the process of obtaining reimbursement for medical expenses. This will allow you to avoid spending your own income on medical bills and focus on your recovery.


Lost wages

Injuries from car accidents can make you unable to work. This can result in you being without a paycheck and struggling to pay your bills. You may need to borrow money from your friends or family members. It can also take months to reach a settlement in your case. In the meantime, you’ll be required to pay your bills yourself and wait for the settlement.

A claim for lost wages could assist you in recovering the amount you would have earned if not for the car accident injury. This can include salary as well as hourly wages, but it may also include other financial benefits such as bonus and raises. Your lawyer can calculate the exact amount of lost earnings.

You can file a claim with an insurer that does not have fault or take action against the party responsible for the loss of wages. The typical claim will involve your medical bills, evidence that you missed work due to injuries, and a record of your lost earning capacity. It is sometimes called the demand package.

You’ll have to submit a written statement from your employer which confirms the specifics of your employment and the days you were absent because of your injury and the hours you usually work. Additionally, you will need to provide your paystubs as well as tax documents. Your attorney can assist in gathering these documents as well as prepare a compelling demand to present to the insurer or judge in your case.

Suffering and pain

While some costs associated with an accident can be calculated to the penny–such medical bills, emergency services as well as surgery costs, medications and lost wages, other expenses are not. These unquantifiable damages are called”pain and suffering” and play an important element of a victim’s compensation claim.

Pain and suffering encompasses both the physical and emotional consequences of an accident. The injuries of a victim can have a lasting impact on their lives that can cause permanent disabilities or even death. For example, an injured victim who suffers a debilitating brain injury might never be able to get back to normal functioning. auto accident attorney pawtucket of injuries can be worth a substantial settlement.

In the majority of instances, the amount pain and suffering a victim receives depends on the severity of their injuries and how the injury has affected their lives. A seasoned attorney will research the specifics of your case to determine a fair settlement. They will use the previous settlement amounts for similar accidents injuries as a basis to provide you with an idea of what your case is worth.

Insurance companies try to discredit the claims of victims of pain and suffering, by claiming that their injuries were not sufficiently severe. A knowledgeable lawyer will rebuff these tactics and negotiate with the insurer on your behalf to ensure that you receive an equitable settlement.