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How Much Is Your Auto Accident Compensation Worth?

Damages resulting from car accidents are designed to compensate victims for their losses. They can include costs of property damage and medical bills, while others aren’t, such as pain and suffering.

In New York, you have up to three years to take legal action after a crash, however delay can be detrimental to your case. Evidence can be lost over time or destroyed. Witnesses may not remember important details.

Damages

In the event of a car accident, victims may be awarded compensation for the economic loss they suffered for medical bills and lost wages. In addition, they could receive compensation for damages that are not economic such as pain and discomfort. But, how much your claim will be worth is contingent on the extent of your injuries and the impact they have on your life.

A skilled auto accident lawyer can assist you in determining the worth of your injuries and damages to property, and then negotiate an equitable settlement with the insurance company. Insurance companies are in business of making money. They will do all they can to pay your claim as inexpensively as they can. So, you need an attorney who knows how to ensure that you receive the maximum amount of money you deserve.

In addition to the expense of repairing your vehicle you may also claim compensation for any personal items that were damaged in the accident. This includes your clothing, shoes and jewelry. You may also receive compensation for expenses relating to cleaning your home, gardening or childcare, if are unable to do these tasks because of your injuries.

In determining the amount of your claim, the deductible will also be taken into consideration. You will need to pay your deductible prior to the insurance company will begin to cover your losses. You may then make a claim against the driver who is at fault in order to recover the remaining amount of your losses.

Medical bills

Medical bills resulting from a car accident can quickly rise. The cost of an ambulance ride, hospital stay and inpatient treatment could be tens of thousands of dollars or more. Moreover, the cost of physical therapy, prescription drugs and other treatment options can continue to rise as the victim progresses through their recovery.

If a driver is found to be at the fault in a lawsuit, they are responsible for the victim’s damages, including medical expenses. The law does not require that the at-fault party pay for their victim’s medical expenses on a regular basis.

If you don’t live in the state of no-fault the first step for receiving reimbursement for medical expenses is to apply for PIP coverage (personal injury protection). Based on the policy limits, this coverage could be able to cover the majority or all your medical expenses.

You should also make a claim against the liability coverage of the driver who is at fault, as well as your own uninsured motorist policy. These policies can reimburse you for your medical expenses, but they usually contain deductibles and other terms. A skilled lawyer can assist you get your medical bills paid. This will avoid having to spend your money on medical treatment, and it will allow you to focus on recovering.

Lost wages

Accidents involving vehicles can result in you missing work. This can result in you being without a source of income and unable to pay your bills. You might need to borrow money from relatives or friends. A settlement can take months. During that time, you will have to keep paying the bills from your pocket, and then wait for the settlement.

A claim for lost wages may assist you in recovering the amount you could have earned not for the injuries sustained in your car accident. This could include salary and hourly wages, but it can also include other financial benefits, such as increases and bonuses. Your lawyer can help you determine the amount of loss of earnings.

You can file a claim for lost wages through a no fault insurance company or by filing a lawsuit against the party at fault. auto accident law firm orlando is typically based on your medical bills, proof that you were unable to work because of your injuries, as well as documentation of your lost earning capacity. It is sometimes called the demand package.


You’ll have to submit a letter from your employer which confirms the specifics of your employment, including the days that you were absent due to your injury and the hours you normally work. You’ll need to provide your paystubs and tax documents and other relevant documents. An attorney can help gather these documents and then prepare a convincing demand form to present to the insurance company or a judge in your case.

Pain and suffering

While some of the costs associated with a crash can be calculated to the penny–such emergency services, medical bills as well as surgery costs, medications, and lost wages–others cannot. These losses that are not quantifiable are referred to as pain and suffering and they form an essential component of a victim’s compensation claim.

Pain and suffering includes both the emotional and physical effects of an accident. The injuries of a victim could have a lasting impact on their lives, leading to permanent impairment or even death. A person who suffers a severe head injury, as an example could never be in a position to work or perform normally. These kinds of injuries usually result in a large settlement.

In the majority of cases, the amount of pain and suffering an injured victim experiences is determined by the severity of the injury and the impact it affected their lives. An experienced lawyer will investigate the specific details of your case and determine the most appropriate amount to settle. They will consider previous settlement amounts for similar accident injuries as a guide to help you get an idea of what your case may be worth in terms of suffering and pain.

Insurance companies often try to discredit victims who claim suffering and pain by saying that their emotional or physical injuries aren’t severe enough. A skilled lawyer will be able to resist these tactics and negotiate with the insurer on your behalf to ensure you receive an honest settlement.