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How to File an Auto Accident Claim

In states that have no fault your insurance company will pay for the cost of medical treatment and lost wages, regardless of who was responsible for the incident. They’ll also need to gather evidence and read documents (photos witnesses’ testimony, photos medical records, photos, and expense reports).

The amount of compensation you receive will depend on the severity of your injuries and expenses. This article will walk you through the steps to filing a claim for compensation from an auto accident.

Report the Accident

It’s crucial to notify a crash with a car immediately. In many states, you’ll need submit the report to the local police department, county sheriff, state police or Department of Motor Vehicles.

If possible, take pictures of the crash scene. You can use them to help you remember the accident and to file a claim for insurance. Photos can be used to illustrate details such as skid marks, vehicle damage, weather conditions, and other important information.

It’s also a good idea to obtain the other driver’s details, including their name and insurance company. If you can, also request to see the driver’s licence and vehicle registration.

It is also essential to record your personal report of the incident as well as what you saw and what transpired. If you don’t record what happened, you could be held accountable for injuries or damage that later becomes apparent. In addition, if you do not report the incident and your insurance company is not aware of it, they may refuse to cover any damages resulting from it. Review your policy or call your agent to find out the requirements for filing an accident report.

Get Medical Attention

After a car crash you should seek medical attention and be examined to determine if there are any injuries. You can prevent future complications by visiting the doctor as soon as you can. It can also strengthen your case when you negotiate with the insurer.

It is best to visit a hospital emergency room, whenever possible, after a car accident. Hospitals have access top-quality physicians, surgeons and medical equipment. Defense lawyers and insurance companies might have a difficult time trying to minimize the damage caused by the hospital.

Injuries in car accidents can range from minor bruising up to severe internal injuries, including paralysis and brain trauma. Even if the symptoms, like stiffness or pain, don’t show up right away it’s essential to see a doctor. Medical records are crucial evidence to support your claim that you sustained injury-related injuries as a result of the crash.

Our Denver car accident lawyers will use these medical records to construct a strong case showing that the driver at fault caused your injuries and you are entitled to fair compensation for your damages.

Take Photos

Photograph the scene of the accident as quickly as you can, and ideally before the police arrive. If you can capture images of the damage on each vehicle from various angles. It is also essential to get close-up images of the vehicles and any other evidence that is crucial (such as broken glass or deployed airbags) if you can safely do this. If you are unable to get closeups, try placing something, such as coins, in the picture for scale. You can also capture photographs with or without a flash to reveal hidden details.


It is also recommended to capture the injuries you sustained during the crash. The scrapes, scratches and bruises will fade with time, and the photos can be used as evidence of your injuries later. Also, it’s an excellent idea to record as many other relevant details of the accident as you can (such as road signs, traffic lights or weather conditions, as well as road debris) because these details could aid in creating a more detailed picture of what happened.

Contact Your Insurance Company

If you’re planning to file a car accident claim, it’s crucial to contact your insurance company as soon as possible. You may be required to file a claim according to your policy, however even if you’re not, your attorney will require evidence of your losses to support your claim (such as repairs and medical bills).

In auto accident lawyer missoula to collecting your own vehicle’s information and identifying any other drivers involved in the crash In addition, you should gather any other relevant information at the scene, suggests Luna. Request to see the insurance card of the other driver and make sure you have their name as well as their address, phone number, and car insurance details (company and policy number). If witnesses are present, obtain their names and numbers.

It’s important to stay calm even when the last thing you’d want to do following a car accident is to argue with insurance companies. If you’re feeling emotional the statements you make could be utilized against you later in the process. It’s best to let an attorney handle the negotiations. They can make sure that you do not say anything that could be used against you later on.

Contact an attorney

An experienced attorney can assist you in negotiating with the insurance company to negotiate an equitable settlement. They will look over all of your medical records and bills, and talk to doctors to determine the full extent and the severity of your injuries. Insurance companies will not give you a fair amount in the event that they are not supplied with full and accurate documentation.

You may be entitled to non-economic damages like pain and suffering, in addition to the economic losses. If the other driver was found to have acted with gross inattention or recklessness and the court awards additional compensation, which is known as punitive damages.

You will need to inform the police if the driver who was at fault fled the scene. You should also obtain a copy of the crash report from the police station or online. This is required to file a no-fault claim or a liability lawsuit. New York has very specific laws governing auto accidents. These laws are best explained by an experienced attorney.