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How to File an Auto Accident Claim

In states where there is no fault, your insurance company will pay for medical care and lost wages, regardless of who was at fault for the incident. They will also want to gather evidence and read documents (photos witnesses’ testimonies, photos, medical records, and expense reports).

The amount of compensation that you receive is contingent on the extent of your injuries and the cost of your injuries. This article will walk you through the steps for filing an auto accident claim.

Report the Accident

It’s essential to report a car crash promptly. In many states, this will be done by the local police county sheriffs, state police or Department of Motor Vehicles.

Photograph the accident scene if you are able to. This will help you remember what happened, and can be useful in your insurance claim. Photos can be used to show details like skid marks, vehicle damage as well as weather conditions and other crucial details.

It’s an excellent idea to collect the information of the other driver including their name and insurance company. If possible, you should also request a copy of their driver’s license and car registration.

You should also record what you saw, as well as what happened. If you fail to record what happened, you could be held liable for injuries or damage that later becomes apparent. If you fail to notify your insurance company, they may decline to pay for damage that results from the accident. You can determine if your policy requires an accident report by checking your policy or by contacting your agent.

Seek medical attention

One of the first things you need do following a car crash is seek medical attention to be examined for injuries. You can stay clear of future complications by visiting your doctor as soon as you can. auto accident lawsuit costa mesa can also help your case when negotiating with the insurer.

If possible, it’s best to go to the hospital emergency room after an accident. Hospitals have access to top-quality surgeons, doctors and medical supplies. Insurance companies and defense lawyers may find it difficult to minimize injuries treated in the hospital.

Injuries in car accidents can range from minor bruising up to severe internal injuries, like traumatic brain injury and paralysis. Even if the symptoms, such as pain and stiffness, don’t show up immediately it’s essential to see a physician anyway. These records are crucial in proving that you’ve suffered injuries as a result of the crash.

Our Denver car accident lawyers will utilize these medical records to build an argument that proves the driver at fault caused your injuries and you deserve fair compensation for your losses.

Take Pictures

Take pictures of the scene of the accident as quickly as possible, ideally before the police arrive. If possible, capture the damage to each vehicle from various vantage points. It is also important to take close-up pictures of the vehicle and any other evidence of importance (such as shattered glass or airbags that have been deployed) as long as you are able do this. If you’re unable to capture close-ups, you can try placing an object, like a coin, inside the photo to show scale. You can also snap pictures without or with flash to reveal the hidden details.

You should also take pictures of any injuries you sustained during the accident. The photographs will be useful evidence later on. Injuries and cuts will fade with time. It is also recommended to capture photos of other items which are relevant to the incident (such as road signs, traffic signals weather conditions, road debris) because they will help paint a clearer picture of what happened.

Contact Your Insurance Company

Whether or not you plan to file a car crash claim, it’s important to contact your insurance company as quickly as you can. Your policy might require you to make this call, and even if it does not, your attorney will require proof of your losses (like medical expenses and repair costs) to prove your claim.

In addition to collecting your own vehicle’s information and identifying any other drivers involved in the collision Also, you should collect any other relevant information you can at the scene, according to Luna. You should ask for the insurance card of the other driver and ensure you have their name as well as their address, phone number and insurance details for the car (company or policy number). If there are any witnesses, try to get their names and contact numbers as well.

While the most important thing you don’t want to do following a car crash is to argue with insurance companies, it’s very important to remain calm. Any statements you make while you’re feeling emotional could be used to your disadvantage later on. This is why it’s better to have an attorney take over negotiations. They can ensure that you don’t say anything that could be used against you later.

Contact an attorney

An experienced attorney can help you in negotiations with the insurance company to obtain a fair settlement. They will review your medical records and bills and will frequently consult with a medical professional to give their opinions on the extent of your injuries. If you don’t provide them with accurate and complete evidence, they will not give you a fair estimate.

You may be entitled to non-economic damages, like pain and suffering, in addition to your economic losses. If the court concludes that the other driver was negligent, reckless or acted with a high degree of, recklessness or malice or recklessness, it may make punitive damage a possibility.


If the at-fault driver fled the scene, you will need to report that to the police. You can also get a copy of a crash report from the police station or online. You’ll need this to submit a no-fault claim, or a liability lawsuit. New York has very specific laws that govern auto accidents and these rules are best explained by a knowledgeable attorney.