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How to File an Auto Accident Claim

In states with no-fault insurance, your insurance will pay for medical costs and lost wages regardless of who was at fault for the accident. They’ll also need to look over documents and gather evidence (photos witnesses’ testimony medical records and expense reports).

The amount you receive will depend on the severity of your injuries and the amount of expenses. This article will help you understand the steps of filing an auto accident claim.

Report the Accident

If you’re involved in a car crash it’s crucial to report the crash immediately. In many states, this is handled by local police or county sheriffs, state police or Department of Motor Vehicles.

Take pictures of the accident scene if you are able to. This can help you remember what happened, and it can be useful in your insurance claim. For instance, photos can show skid marks, damage to vehicles weather conditions, and other important details.

You should also collect the details of the other driver, like their name and the insurance company they use. You should also request the driver’s license and vehicle registration, if possible.

It’s also important to write down your own account of the accident as well as what you saw and what happened. If you don’t record the incident, you could be held responsible for injuries or damages that are later discovered. In addition, if you do not report the accident, your insurance company may refuse to cover any damages caused by it. You can find out if your policy requires a report of an accident by examining your policy or contact your agent.

Get Medical Attention

One of the first things you need do following a car collision is to seek medical attention and be assessed for injuries. Making an appointment with a doctor as quickly as you can is a good way to avoid any future complications as well as make your claim stronger when it’s time to negotiate with the insurance company.

If you can, it’s best to visit a emergency room in a hospital after an accident. Hospitals have access top-quality surgeons, doctors, and medical supplies. Insurance companies and defense lawyers might have a difficult time trying to minimize the damage caused by a hospital.

Car accidents can result in injuries that range from minor bruising to severe internal injuries, such as traumatic brain injury or paralysis. Even if some symptoms, such as stiffness or pain, don’t show up immediately it is important to visit a doctor. The medical records will serve as critical evidence in proving your claim that you sustained injuries related to injury as a result of the crash.

Our Denver car accident lawyers will utilize these medical records to build solid evidence that the actions of the driver responsible for the accident caused your injuries, and that you deserve an equitable amount of compensation for your injuries.

Take Pictures

Take pictures of the scene of the accident as fast as you can, but ideally before the police arrive. If you are able capture images of the damaged vehicle from different angles. It is also crucial to get close-up images of the vehicles as well as any other critical evidence (such as broken glass or deployed airbags) when you are able to do this. If you can’t get close-ups of the vehicles you can place an object like an old penny in the picture to give it some scale. It is also possible to take photographs with or without flash to reveal more details.

It is also recommended to capture the injuries you sustained during the collision. Bruises, cuts and scrapes will fade over time, and the photos can be used as evidence of your injuries in the future. It is also a good idea for you to snap pictures of other details which are relevant to the incident (such as traffic signals, road signs, weather conditions, and road debris) because they can aid in the creation of a clearer picture of what transpired.

Contact Your Insurance Company

Whether or not you plan to file a car crash claim, it’s crucial to contact your insurance company as soon as possible. You might be required to do so under your policy, but even if not an attorney, you will need the details of your losses in order to support your claim (such as repairs and medical bills).

Luna says that you should collect all relevant information regarding the scene. This includes the details of your vehicle and any other drivers involved. You should ask for the other driver’s insurance card and make sure you have their name address, number, and address and car insurance information (company or policy number). If witnesses are present, obtain their names and numbers.

The most unintentional thing you’ll ever do after a car accident is to argue with insurance companies it is vital to remain calm. Any statements you make while you are emotional can be used against you later on. This is why it’s often best to have an attorney handle negotiations. They can make sure that you do not say anything that could be used against you later on.

Contact an attorney


An experienced lawyer can assist you in negotiations with the insurance company in order to get a fair settlement. They will review all medical records and bills, and talk to doctors to determine the extent and severity of your injuries. If you do not provide them with complete and accurate documents, they won’t give you a fair estimate.

In addition to seeking compensation for your economic losses, which include medical bills and lost wages, you may also be entitled to non-economic damages for suffering and pain. If the other driver was found to have acted with gross recklessness or negligence the court can award additional compensation, known as punitive damages.

If the driver who was at fault escaped the scene, you’ll be required to report the incident to the police. You can also obtain a copy of a crash report at the police station or online. This will be needed to bring a lawsuit or a no-fault lawsuit. auto accident attorney antioch has specific laws that regulate automobile accidents. An experienced attorney can explain these rules.