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How to File an Auto Accident Claim

In states that have no fault, your insurance company will cover medical costs and lost wages, regardless of who is responsible for the accident. They’ll also be looking to collect evidence and look over documents (photos witness testimony, photographs medical records, as well as expense reports).

The amount of compensation you receive is contingent on the extent of your injuries and expenses. This article will guide you through the steps involved in filing an auto accident claim.

Report the Accident

It’s crucial to notify a car crash promptly. In many states, this is carried out by local police, county sheriffs, state police, or Department of Motor Vehicles.

Take pictures of the scene of the accident, if you can. This will help you remember what happened, and it can be useful in your insurance claim. For instance, photos can show skid marks, vehicle damage or weather conditions, among other important details.

It’s also a good idea to obtain the other driver’s information, including their name and insurance company. Also, you should request their driver’s license and car registration, if it is possible.

It is also important to record what you saw, and what happened. If you fail to record what happened, you may be held responsible for injuries or damages that are later discovered. If you fail to notify your insurance company, they may refuse to pay for any damages resulting from the incident. You can find out if your policy requires a report of an accident by looking up your policy, or contacting your agent.

Seek medical attention

One of the first things you need to do following a car collision is to seek medical attention and be assessed for injuries. You can prevent future complications by visiting a doctor as quickly as you can. This can also help your case when you negotiate with the insurer.

If you can, try to go to the emergency room of a hospital following an accident. This is because hospitals have access to the highest quality physicians, surgeons, and medical supplies. It can be challenging for insurance companies and defense attorneys to downplay injuries treated in the hospital.

Car accidents can cause injuries that range from minor bruising, up to severe internal injuries, such as paralysis or brain injury after a traumatic accident. Even if certain symptoms, such as stiffness and pain do not manifest right away it’s essential to see a physician anyway. These records will be essential in proving that you’ve suffered injuries resulting from the crash.

Our Denver car accident attorneys will utilize these records to build a solid case that the actions of the at-fault motorist caused your injuries and that you should be awarded fair compensation for your injuries.

Take Photos

Photograph the scene of the accident as quickly as you can, ideally before the police arrive. If possible, photograph all the damage to each vehicle from different vantage points. If you can, take photographs of vehicles in close-ups and other evidence (such broken glasses or airbags that have been deployed). If you are unable to capture close-ups, you can try placing an object, like coins, into the image to gauge. It is also possible to take photographs without or with flash to reveal the hidden details.

It is also a good idea to photograph any injuries you may have sustained during the collision. Bruises, cuts and scrapes will fade with time, and the photos can be used as evidence of your injuries later on. In addition, it’s an excellent idea to record as many other pertinent details of the accident as possible (such as road signs, traffic lights and weather conditions as well as road debris) because these details could aid in creating a more detailed picture of what happened.

Contact Your Insurance Company

Contacting your insurance company is vital regardless of whether you are planning to file a claim in the event of a car accident. You might be required to do so by your policy, but even if not the case, your lawyer will need evidence of your losses to back up your claim (such as repair costs and medical bills).

Apart from obtaining your car’s information and identifying the other drivers involved in the crash Also, you should collect any other relevant information that you can find at the scene, suggests Luna. Request to see the insurance card of the other driver and ensure that you have their name address, number, and address, and car insurance details (company and policy number). If there are auto accident attorneys ann arbor , try to find their names and contact numbers as well.

The first thing you’ll want to do following a car crash is argue with insurance companies, it’s very important to remain calm. Any statements you make while you’re feeling emotional could be used against you later on. This is the reason it’s recommended to hire an attorney to handle negotiations. They will be able to make sure you don’t say anything that can later be used against you.


Contact an attorney

A seasoned attorney can assist you in negotiations with the insurance company to secure an equitable settlement. They will look over the medical bills and records and will frequently consult with a doctor to give their opinion as to the full extent of your injuries. If you fail to provide them with accurate and complete documents, they won’t offer you a fair price.

You may be entitled non-economic damages, for example suffering and pain in addition to your economic losses. If the other driver was found to have acted with gross recklessness or negligence and the court awards additional compensation, known as punitive damages.

If the driver at fault fled the scene, you’ll have to report the incident to the police. Also, you should get an original crash report from the precinct or online. You’ll need it to submit a no-fault claim, or a liability lawsuit. New York has specific laws that govern automobile accidents. A knowledgeable attorney can explain these rules.