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How to File a Boat Accident Claim

Boating can be thrilling and fun, but if you are not careful it could quickly turn deadly. Boats must also abide by strict safety regulations to prevent injuries.

If you have been injured in a boating incident you could be entitled to compensation for your medical expenses and property damage. To increase your chances of winning seek out a skilled New York boat accident attorney.

1. Gather Evidence

When someone is involved in an accident while boating, the most important step is to collect evidence and contact an attorney. It is also essential to seek medical treatment immediately for any injuries that may have occurred. Medical records and other evidence is required to prove a claim for damages including future and current medical costs, loss of income or earning potential, property damage and other non-economic damages such as pain and suffering.

Videos and photos can help preserve evidence from the scene of a boating incident. Eyewitness testimony is another vital piece of evidence, as it can provide crucial information about the cause of a collision that would otherwise be missed. You can also use police and incident reports to create a time line.

A seasoned lawyer can scrutinize the evidence and determine which parties might be accountable for victim’s injuries as well as the associated losses. A lawsuit for negligence arising from a boating accident usually involves multiple parties, including the boat driver and the owner or manufacture of the watercraft.

A reputable attorney can handle all communication between insurance providers and victims involved in the victim’s compensation claim. An attorney can prevent victims from saying anything that could be used against their case in court. they can also assist victims to obtain fair settlement offers for their losses.

2. Report a crime

The first thing to do following a boating accident is to ensure that everyone is safe. Then, you should call local law enforcement agencies and submit a formal report of the incident. In accordance with state laws and regulations, you may be given 48 hours to submit an incident report if the accident causes injury or death that requires medical treatment beyond basic first aid. You could also have 10 days to file a report if the accident causes more than $2,000 of damage or the boat is lost.

You should also be at the site of the accident and assist other boats or individuals when feasible without risking your own safety or the safety of the victims. This will let the law enforcement officer to record important details, such as the circumstances of the accident and who was on board at the time of crash, and what it caused.

Even experienced and well-trained boaters can be involved in accidents on the water because of someone else’s negligence. A skilled attorney can identify the person who was negligent in causing the damages you suffered, and assist you seek compensation. Recoverable damages typically include your medical expenses, property damage and financial losses. A lawsuit against the responsible party could also result in financial compensation for your pain and discomfort, loss of quality life, and emotional trauma that is caused by the incident.

3. Inspect the Damages

After medical professionals have evaluated all injuries and found that everyone is in a safe location It is essential to take a good look at the damage to the huntington boat accident lawyer. This is the time to start looking at your insurance policy and what it will cover.

A surveyor will be assigned to your claim and will go out to examine the damage caused by the accident. He or she will evaluate the damage to what was originally reported by you and will then begin to figure out how much the damage could be worth.

It is impossible to control every single factor that can lead to a boating accident. If there was a flaw in the boat, you could be in a position to file a claim for product liability against the company that made the boat.

In these cases you will require an attorney with experience in boating claims. They can create a strong case to prove that the manufacturer was responsible for the accident.

It is important to remember that different types are covered by insurance policies differently. Homeowners insurance, for example typically only covers small boats with engines below 50 HP. Homeowner’s insurance will not cover jet skis, larger vessels or airboats.

4. Contact an Attorney

As soon as you are secure and have been examined by a medical professional for injuries, you must inform your insurance company. Even if there is no police report, you will still need to notify your insurance company. It is essential to be careful with your information as the insurance companies will often try and assign blame for the incident. This can decrease the amount of compensation you receive. The NYC boating accident attorneys at Mirman, Markovits & Landau will do their best to disprove these claims and limit the amount of fault assigned to you.

If you’re able to then it’s a great idea to gather information on the other boat owners or operators involved in the accident. Included in this information is their names, addresses and phone number, as well as any insurance information. It is also helpful to have a copy of the boating accident report which is filed.

Boat accidents can be frightening and cause serious injury. They can cause significant medical expenses, lost wages and other damage. The responsible parties must be accountable for any harm they may have caused. The at-fault parties and insurance companies are not likely to provide you with the compensation you deserve and it is therefore essential to consult an experienced New York injury attorney as early as possible. This allows you to concentrate on improving and leveling the playing field.