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The promise of the Bankrate promise

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At Bankrate we aim to help you make better financial choices. While we adhere to strict journalistic integrity ,

this post may contain the mention of products made by our partners. Here’s a brief explanation of how we earn money .

The Bankrate promise

In 1976, Bankrate was founded. Bankrate has a long track history of helping people make wise financial decisions.

We’ve been able to maintain this status for more than four decades through simplifying the process of financial decision-making

process and giving people confidence in the decisions they will take next. process and gives people confidence in the next step.

You can rest assured that we’ll put your interests first. All of our content was written in the hands of and edited by

They ensure that what we publish is objective, accurate and reliable. Our bank reporters and editors concentrate on the things that consumers are most interested in — the top banks, current rates, different types of accounts, money-saving tips and more — so you can feel confident as you’re managing your money.

Editorial integrity

Bankrate follows a strict and rigorous policy, so you can rest assured that we’ll put your needs first. Our award-winning editors, reporters and editors create honest and accurate content to help you make the right financial decisions. The key principles We respect your confidence. Our mission is to offer readers accurate and unbiased information, and we have editorial standards in place to ensure that this happens. Our editors and reporters rigorously verify the truthfulness of content in order to make sure that the information you’re reading is correct. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive any direct payment from our advertisers. Editorial Independence Bankrate’s team of editors writes for YOU – the reader. Our aim is to provide you the most accurate guidance to make wise financial choices for yourself. We follow strict guidelines to ensure that our editorial content isn’t influenced by advertisers. Our editorial team receives no directly from advertisers, and all content is checked for accuracy to ensure its truthfulness. If you’re reading an article or a review, you’ll be able to trust that you’re receiving reliable and reliable information.

How we make money

There are money-related questions. Bankrate has answers. Our experts have helped you understand your money for over four decades. We continually strive to give our customers the right advice and tools needed to succeed throughout life’s financial journey. Bankrate adheres to strict standards standard of conduct, which means that you can be sure that our content is truthful and precise. Our award-winning editors, reporters and editors create honest and accurate information to assist you in making the best financial decisions. The content we create by our editorial team is factual, objective and is not influenced through our sponsors. We’re transparent about how we are in a position to provide quality information, competitive rates and helpful tools to our customers by explaining how we earn money. Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated for the placement of sponsored products and services or when you click on specific links on our site. Therefore, this compensation may affect the way, location and in what order products are listed in the event that they are not permitted by law. We also offer mortgage, home equity and other home lending products. Other elements, such as our own proprietary website rules and whether or not a product is available in your area or at your self-selected credit score range can also impact the way and place products are listed on this website. Although we try to offer an array of offers, Bankrate does not include specific information on each financial or credit item or service.

Borrowers can secure vehicle financing for used, new or refinancing from online lenders, banks, dealerships, or credit unions. But they are not equally. Some may be better fits for the needs of a specific driver and financial history. While Bankrate has agreements with certain lenders that are reviewed, those relationships do not influence scoring. All scores present are based on real information and analysis conducted by the Bankrate editors. The goal is to provide borrowers with clear and accurate ratings, so you’ll be able to take home the most appropriate loan for your future vehicle. Bankrate looks at 18 aspects when deciding on the best auto loans and making Bankrate Scores. The lenders are graded on each factor using a scale from 1 to 5 five, where 5 is the top. These factors cover all aspects of the financing experience and fit four main categories: accessibility, affordability as well as customer service and transparency.

Availability Loan amounts. Options for repayment. Dealership requirements. State availability. What we mean by this allows us to determine how the loan product offered by a lender will meet a range of different borrowers’ needs. This can also help us decide which type of driver might best fit with a specific lender.

Affordability APR ranges. Acceptance criteria. Fees to be paid prior to or after application. Available discounts. Why we consider this Here we evaluate how competitive a product is in the larger auto loan landscape, beyond just interest rates.

Customer experience Shopping timeline. Process of application. Hours of service for customers and alternatives. App availability. Autopay. Why we consider this Customer experience is based on every aspect of the financing process, including how easy it is to apply and making payments. In addition the quality of service provided to customers is determined by hours of availability and support types.

Transparency Rates and fees are disclosed. Loan prequalification. Why we consider this Transparency helps borrowers borrowers compare loan costs and are aware of what to anticipate when dealing with a specific lender. For instance, lenders that have disclosure of rates and fees are more reputable in this category.

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How we make money Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and services, or by you clicking on specific links on our site. Therefore, this compensation may affect the way, location and in what order items are listed in the event that they are not permitted by law. This is the case for our mortgage home equity, mortgage and other home loan products. Other factors, like our own rules for our website and whether or not a product is offered in your area or at your self-selected credit score range may also influence the way and place products are listed on this website. While we strive to provide the most diverse selection of products, Bankrate does not include specific information on each financial or credit item or service. Bankrate, LLC NMLS ID# 1427381 | BR Tech Services, Inc. NMLS ID #1743443 |

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