Ask Brianna: 5 Cash Mistakes 20-somethings Make


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Article contentUse a budgeting app or ソフト闇金バルーンの詳細はこちら choose one approach to make all your purchases – a debit card or a credit card that you pay off every month – so you can easily track spending. Say you notice you’re actually going to city on Lyft and Uber. Designate one weekend a month when you can hail a cab to your heart’s content material, and use public transportation or different means the remainder of the time.

Planning to maintain your cool within the summer? Prepare to shell out an additional $262 – the average U.S. summer season AC invoice, in accordance with the U.S. Power Data Administration. Cooling costs signify about 12 p.c of vitality bills, and may range from $60 in cooler climates to more than $500 a year in hotter areas.

In some methods, a business loan works equally to a brief-time period private mortgage, like one used to purchase a car. For instance, a transferring company with good credit could use the up-entrance money from a loan to satisfy growing demands with additional trucks. Other kinds of equipment required to run a business could also be purchased with a brief-term mortgage.

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