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How to File an Auto Accident Claim

In states where there is no fault, your insurance company will pay for medical care and lost wages regardless of who was at fault for the accident. They’ll also want to gather evidence and read documents (photos witnesses’ testimony, photos, medical records, and expense reports).

The amount of compensation you receive is contingent on the extent of your injuries and expenses. This article will walk you through the steps for filing a claim against an auto accident.

Report the Accident

It’s important that you report a crash promptly. In several states, you’ll need to do this to the local police department or county sheriff, the state police or Department of Motor Vehicles.

Photograph the scene of the accident, if you can. This can help you recall what happened and can be helpful for your insurance claim. Photos can be used to display specifics like skid marks, car damage, weather conditions, and other vital details.

It’s also a good idea to get the other driver’s details, including their name and insurance company. If you can, ask for their driver’s license as well as their car registration.

You should also record what you saw, as well as the events that occurred. If you don’t write down what happened, you may be held accountable for any injuries or damages that are later discovered. In addition, if you fail to report the incident and your insurance company is not aware of it, they may refuse to pay for any damage that result from it. auto accident attorney appleton or call your agent to inquire whether you have to file an accident report.

Get Medical Attention

One of the first things you must do following a car accident is to seek medical attention and be examined for injuries. You can prevent future complications by visiting the doctor as soon as you can. It will also help your case when negotiating with the insurer.

If you can, it is best to visit a emergency room in a hospital after a car crash. This is because hospitals have access to the most highly skilled surgeons, doctors and medical equipment. It can be challenging for insurance companies and defense lawyers to deny injuries sustained in a hospital.

Car accidents can cause injuries that range from minor bruising, to severe internal injuries like traumatic brain injury or paralysis. Even if you do not feel any symptoms at first such as discomfort or stiffness it is crucial to see a doctor. These medical records will be critical evidence in proving your claim that you sustained injuries related to injury as a result of the crash.


Our Denver car accident lawyers will use these records to prove that the actions of the at-fault driver caused your injuries and that you should be awarded fair compensation for your injuries.

Take Photos

Photograph the scene of the accident as quickly as you can, and ideally before the police arrive. If you are able to capture images of the damage to each vehicle from different angles. If you can, take close-up shots of the vehicles and other evidence (such broken glasses or airbags deployed). If you’re not able to take closeups, try placing objects, like a coin, in the photo to show scale. You can also snap photographs without or with flash to reveal the hidden details.

It is important to take photographs of any injuries you have suffered in the accident. The photos will serve as valuable evidence later on. Bruises and cuts will fade over time. Additionally, it is important to capture any other pertinent details about the accident as you can (such as traffic signals, street signs or weather conditions, as well as road debris) These details can aid in constructing a more precise picture of what happened.

Contact Your Insurance Company

Contacting your insurance provider is crucial regardless of whether or not intend to file a claim for a car accident. You might be required to file a claim under your policy, but even if you’re not the case, your lawyer will need documents detailing your losses to support your claim (such as repair costs and medical bills).

Luna advises that you gather all relevant information about the scene. This includes details about your vehicle as well as any other drivers involved. Inquire about the insurance card of the driver who was involved in the accident and make sure that you have their name, the address, number, and details regarding their car insurance (company or policy numbers). If there are witnesses, get their names and contact numbers.

It’s important to stay calm, even though the last thing you’d want to do after an accident is to dispute insurance companies. Any statements you make while you are emotional can be used to your disadvantage later. This is why it’s often recommended to hire an attorney to manage negotiations. They can ensure that you do not say anything that could be used against you later.

Contact an attorney

An experienced lawyer can assist you in negotiating with the insurance company to negotiate an equitable settlement. They will review all of your medical records and bills and work with doctors to determine the totality and the severity of your injuries. Insurance companies will not give you a fair price if they aren’t supplied with full and accurate documents.

In addition to pursuing economic losses, which include medical bills and lost wages, you could be entitled to non-economic damages for pain and suffering. If a court decides that the other driver was negligent, reckless or acted with a high degree of or recklessness the court may decide to award punitive damages.

If the driver who was at fault escaped the scene, you will have to report it to the police. You can also get an original copy of the crash report from the police station or online. You’ll need it to file a no fault claim or a liability lawsuit. New York has specific laws that regulate automobile accidents. A knowledgeable attorney can explain these rules.