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How Much Is Your Auto Accident Compensation Worth?

Damages resulting from car accidents are designed to compensate the victims of the accident. Some of the damages include property damage, medical bills and pain and suffering.

In New York you have three years from the date of an accident to file a lawsuit. But, if you wait too long could harm your case. Over time, evidence can be lost or destroyed, witnesses may not remember important details.

Damages

In the event of a car accident victims may be awarded compensation for their economic losses like medical bills and lost wages. In addition, they can be awarded compensation for non-economic injuries, such as pain and suffering. The amount you can receive depends on the severity of your injuries and the impact they have on your life.

A skilled lawyer for auto accidents will help you determine the value of your injuries as well as damage to property, and negotiate an appropriate settlement with the insurance company. Insurance companies are in business to make money. They will do everything they can to settle your claim as cheaply as possible. This is why you need an attorney who understands how to get the highest amount of money that you deserve.

In addition to the costs of repairing your vehicle, you can also claim reimbursement for personal belongings that were damaged by the crash. Clothing, shoes, and jewelry are all covered. You can also claim reimbursement for expenses relating to housekeeping, gardening, or childcare if you are not able to do these tasks by yourself due your injuries.

The deductible also forms part of the equation in determining how the value of your claim will be. You must pay your deductible before the insurance company begins to compensate you for your losses. You may then start a lawsuit against the driver who is at fault in order to recover any remaining amounts of your losses.

Medical bills

The medical bills that result from a car crash can quickly add up. The cost of an ambulance ride, hospital stay or inpatient care can be hundreds of thousands of dollars or more. Moreover, the cost of prescription drugs, physical therapy and other treatments can increase as the person who was injured gets better.

The driver at fault is responsible to pay for the losses of a victim, including medical expenses, when they are found liable in an action. The law does not mandate that the at-fault party pay the medical expenses of their victim on regular basis.

If you do not reside in a no-fault state, the first step to take for medical bill compensation is to apply to your auto insurance company for PIP (personal injury protection) coverage. Depending on your policy limits the coverage may be sufficient to cover all or a portion of your medical expenses.

You must also file an appeal against the liability coverage of the motorist at the fault, as well as your own uninsured motorist policy. These policies may pay for medical costs, but they often contain deductibles and other conditions. A lawyer with experience can assist you in the process of obtaining reimbursement for medical expenses. This will help you avoid having to spend your money on medical care and will allow you to focus on your recovery.

Lost wages

Accidents involving vehicles can result in you being unable to work. This can leave you without a source of income and unable to pay your bills. You may have to borrow money from family or friends. A settlement can take months. In the meantime, you will have to keep paying your bills from your pocket and wait for your settlement.


A claim for lost wages can help you recover the money you could have earned not for the injuries sustained in your car accident. This could include hourly wage and salary, but can also include other financial benefits like bonuses and raises. Your lawyer can calculate the exact amount of lost earnings.

You can make a claim through an insurer that does not have fault or take action against the party responsible for the loss of wages. The typical claim will involve the cost of your medical bills, proof that you missed work because of your injuries, and proof of your lost earning capacity. It is also called the demand package.

You’ll need an official letter from your employer providing proof of your employment, which includes the days you missed work because of your injuries and the hours you normally work. auto accident attorneys kansas city ‘ll also need to submit your paystubs and tax documents. Your attorney can assist you gather these documents and then prepare a convincing demand form to present to the insurance company or the judge in your case.

Suffering and pain

Some expenses associated with an accident can be estimated to the penny, such as medical expenses, emergency services and surgeries, medication lost wages, etc. However, others aren’t. The unquantifiable damages are referred to as pain and suffering and play an important element of a victim’s compensation claim.

Both the physical and emotional effects of an accident are part of the pain and suffering. A victim’s injuries may have a lasting impact on their lives, leading to permanent disability, or even death. For instance, a victim who suffers a debilitating brain injury may never be able to get back to normal functioning. These types of injuries typically warrant a large settlement.

In the majority of cases, how much pain and suffering an injured victim experiences is determined by the severity of the injury and the impact it had on their lives. An experienced lawyer will look into the details of your case to determine the appropriate settlement. They will use prior settlement amounts for similar injuries as a reference to help you get an idea of how much your case might be worth in terms of pain and suffering.

Unfortunately, insurance companies often try to discredit victims who claim suffering and suffering by asserting that their physical or emotional injuries are not serious enough. A knowledgeable lawyer can fight back against these tactics and negotiate on behalf of you with the insurer to ensure you get an equitable settlement.