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How Much Is Your Auto Accident Compensation Worth?

Car accident damages are meant to compensate victims for their losses. Some of these include the costs of property damage and medical bills, whereas others aren’t, such as suffering and pain.


In New York, you have up 3 years to initiate legal action after a crash, but not acting quickly can hurt your case. In time, evidence may be lost or destroyed, witnesses could forget important details.

Damages

In the case of a car accident victims may be compensated for economic losses such as medical bills or lost wages. In addition, they can be awarded compensation for non-economic damages, like pain and suffering. The amount of compensation you will receive is contingent on how serious your injuries are and the impact they have on your life.

A skilled lawyer for auto accidents can assist you in determining the value of your injuries and damages to your property, and negotiate an equitable settlement with the insurance company. Insurance companies are in business of making money. They will do everything they can to pay your claim as inexpensively as possible. This is why you need an attorney who knows how to fight for the maximum amount you are entitled to.

In addition to the costs of repairing your vehicle, you can also claim compensation for personal belongings that were damaged in the collision. Jewelry, clothing, and shoes are all covered. You may also be eligible for compensation for expenses related to gardening, housekeeping or childcare if are not able to do these tasks yourself due to your injuries.

Your deductible is also part of the equation when determining the value of your claim will be. You’ll need to pay your deductible before the insurance company begins to cover your losses. You can then bring a lawsuit against the driver at fault to recover any remaining sums of your losses.

Medical bills

Medical expenses arising from a car crash can quickly add up. The cost of an ambulance ride, hospital stay and inpatient therapy can reach tens of thousands dollars or more. In addition, the cost for prescription drugs, physical therapy and other treatment options can continue to rise as the injured person continues to recover.

The driver at fault is accountable for settling the victim’s losses including medical expenses when they are found to be liable in an action. However it is not the law to generally require an at-fault driver to pay a medical bills of their victim on an ongoing basis.

If you don’t reside in a state that is a no-fault state the first step for receiving compensation for medical bills is to apply for PIP coverage (personal injury protection). This coverage may cover all or the majority of your medical expenses, according to the limits of your policy.

You should also make a claim through the car insurance of the driver at fault for any liability coverage they have, as well as the uninsured motorist coverage on your own car policy. These policies could reimburse you for medical expenses, but they usually have deductibles or other terms. An experienced lawyer can help you navigate through the process of getting medical bills paid. auto accident lawyer huntington beach will save you from having to spend your money on medical expenses and allows you to focus on recovering.

Lost wages

Car accidents can result in you being unable to work. This can leave you with no income and unable to pay your bills. You might need to take out loans from family members or friends. It could take several months to settle your case. In that time, you must continue to pay your bills out of your own pocket and wait for your settlement.

You can recover lost wages if been injured in a car crash. This can include hourly earnings and salary, but can also include other financial benefits like bonuses and raises. Your lawyer can assist you determine the exact amount of your lost earnings.

You can claim compensation for lost wages through a non-fault insurance company, or even a lawsuit against the party at fault. The claim will typically involve your medical bills, evidence that you were unable to work because of your injuries, and proof of your loss of earning capacity. This is often called the demand package.

You will need to provide a letter from your employer verifying your employment details including the days that you were away due to injuries as well as the hours you work normally. You will also need to submit your paystubs and tax documents. Your lawyer can assist you in gathering these documents and prepare a compelling demand to give to the insurance company or judge in your case.

Pain and suffering

While some costs associated with accidents can be estimated to the penny–such as medical bills, emergency services, surgery costs, medications and lost wages, there are other expenses that cannot be quantified. These damages that are not quantifiable are known as”pain and suffering” and play an essential element in the claim for compensation of a victim.

Pain and suffering includes both the physical and emotional consequences of an accident. The injuries of a victim could cause lasting damage to their lives, leading to permanent impairment or even death. Someone who has suffered a debilitating head injury, for example, may never be able to work or function normally. These types of injuries often need a substantial settlement.

In most cases, the amount and suffering an injured victim receives is determined by the severity of the injury and the impact it has had on their life. A knowledgeable attorney will study the specifics of your case and determine an appropriate amount for settlement. They will consider previous settlement amounts for similar accident injuries to help you get an idea of what your case might be worth in terms of pain and suffering.

Insurance companies try to discredit the claims of victims for suffering and pain in the belief that their injuries are not sufficient. A knowledgeable lawyer will rebuff these tactics and negotiate with the insurer on your behalf to ensure that you receive an honest settlement.