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How Much Is Your Auto Accident Compensation Worth?

Damages resulting from car accidents are designed to compensate victims for their losses. Some of the damages include property damage, medical bills and the pain and suffering.

In New York, you have up to three years to pursue legal action following an accident, but waiting too long can harm your case. Evidence can disappear over time or destroyed. Witnesses might not remember important details.

Damages

In the event of a crash victims may receive compensation for economic losses such as medical bills or lost wages. In addition, they can receive compensation for non-economic losses like discomfort and pain. The amount of your claim is worth will depend on the degree of your injuries and their impact on your life.

A skilled auto accident lawyer can assist you in determining the value of your injuries and damage to property, and negotiate an appropriate settlement with the insurance company. Insurance companies are in the business of making money. That means that they will attempt to settle your claim for as little as they can. You require an attorney who will fight to obtain the maximum amount you are entitled to.

You may also be eligible to claim compensation if you have personal items that were damaged during the accident. Shoes, clothing and jewelry are all included. You can also get reimbursement for expenses relating to gardening, housekeeping or childcare if you are unable to do these tasks yourself due to your injuries.

The deductible also forms part of the equation when determining your claim is worth. You will have to pay your deductible first before the insurance company starts to cover the cost of damages. You may then start a lawsuit against the driver at fault to recover any remaining amount of your damages.

Medical bills

Medical expenses arising from a car crash can quickly mount up. The cost of an ambulance ride, hospital stay or inpatient treatment could be several thousand dollars or more. Additionally, the cost of prescription drugs, physical therapy and other treatments can continue to rise as the victim is able to recover.

The driver who is at fault is responsible for paying a victim’s losses as well as medical expenses when they are found responsible in an action. However the law doesn’t usually require an at-fault party to pay their medical bills of their victim on an ongoing basis.

If you do not live in the state of no-fault the first step to receiving reimbursement for medical expenses is to apply for PIP coverage (personal injury protection). This insurance may pay for all or a portion of your medical costs, according to the limits of your policy.

You must also file claims against the liability insurance of the driver at fault, as well as your own uninsured motorist insurance policy. These policies may pay for your medical expenses, but they typically include deductibles or other terms. A lawyer with experience can guide you through the process of obtaining reimbursement for medical expenses. This will prevent you from having to spend your money on medical expenses, and it will allow you to focus on recovering.

Lost wages

Accidents that involve cars can result in you missing work. This can result in you being without a paycheck and unable to pay your bills. You might need to borrow money from relatives or friends. Settlements can take months. In that time, you will need to continue paying the bills out of your pocket, and then wait for the settlement.

A claim for lost wages could assist you in recovering the amount you could have earned not for your car accident injury. auto accident law firm reno could include salary and hourly wages, but it can also include other financial benefits, such as bonus and raises. Your attorney can help you calculate your actual loss of earnings.

You can submit a claim for lost wages through a non-fault insurance company, or even a lawsuit against the party at fault. The claim is usually made up of the cost of your medical bills, proof of absences due to your injuries, and documentation of your lost earnings capacity. This is often described as demand package.

You’ll need to submit a letter from your employer that confirms the specifics of your employment and the days you were absent because of your injury as well as the hours you usually work. You’ll need your pay stubs, tax documents and other relevant documents. Your attorney can assist in obtaining these documents and prepare a compelling demand to give to the insurance company or judge in your case.

Pain and suffering

While some expenses associated with an accident can be calculated to the penny — such as medical bills, emergency services surgeries, medical expenses and lost wages, others aren’t. These losses that are not quantifiable are referred to as suffering and pain and they form an essential part of a victim’s compensation claim.

The emotional and physical consequences of an accident are as a result of suffering and pain. The injuries sustained by victims may have a lasting impact on their lives and cause permanent disabilities or even death. For example, an injured victim who suffers a debilitating brain injury may never be able to be able to work or function normally again. These kinds of injuries usually merit an enormous settlement.

In the majority of instances, the amount of pain and suffering an injured victim suffers is determined by the severity of the injury and the impact it had on their lives. An experienced lawyer will investigate the specifics of your case to determine an appropriate amount for settlement. They will use prior settlement amounts for similar accident injuries as a guide to give you an idea of what your case could be worth in terms of suffering and pain.


Unfortunately, insurance companies often try to deflect victims’ claims of suffering and pain by saying that their physical or emotional injuries aren’t severe enough. A knowledgeable lawyer will fight these tactics and negotiate with the insurer on your behalf to ensure that you receive an appropriate settlement.