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Whether you’re in want of workout restoration, pain relief or pregnancy assessments, you could be stunned at what your Flexible Spending Account (FSA) can offer you.

After all, using your FSA funds on copays for physician’s workplace visits, dental cleanings or insurance coverage deductibles is a smart transfer. However you do not need to miss out on some surprising deals you may score, especially you probably have leftover cash at the tip of the yr.

If you’re searching for issues to buy with FSA money, look no additional: Here are 14 FSA-eligible objects to choose from.

Learn more: How to shop at Amazon with your FSA or HSA card

First, a quick disclaimer: The federal government provides an A-to-Z eligibility record, but when you are ever unsure about what you’ll be able to or can’t buy with your FSA, you should definitely check with the terms of your account first.

1. Skin careMany pores and skin care products SPF moisturizers and hand cream are FSA-eligible, as are acne remedy and prevention products. You may even buy a gentle therapy machine for acne remedy along with your FSA.

Some skin care products, corresponding to toner or spot treatment, require a prescription from your doctor to be eligible. Remedies for conditions such as eczema and rosacea additionally require a prescription, and something with mainly cosmetic purposes — akin to chemical peels and microdermabrasion — doesn’t qualify.

Associated: 6 at-dwelling medical exams that might save your life

2. Condoms, pregnancy checks and fertility kitsLet your FSA pay in your sexual well being and family planning wants. Condoms, pregnancy tests, fertility kits and pregnancy displays are all FSA-eligible purchases. With a prescription, you may as well buy feminine contraceptives equivalent to delivery management pills, patches and IUDs with FSA cash.

3. Glasses and sunglassesFor individuals who weren’t born with excellent imaginative and prescient, an FSA covers prescription glasses and sunglasses, even excessive-finish manufacturers like Ray-Ban and Versace. Simply be certain to visit your optometrist for an updated prescription earlier than buying a pair (you should utilize your FSA to cover the optometry exam, too).

Wear contact lenses instead? You can even pay for these together with your FSA cash.

4. Staple medicationsOver-the-counter medications do require a prescription to be FSA-eligible, but a easy go to to your doctor may will let you stock up on ache relievers, allergy drugs, heartburn relief, antacids and different medication cabinet staples. Check the FSA Retailer’s list of eligible OTC medications.

5. Heating and cooling padsWrestle with lower again ache or nagging injuries? Heating and 昭島 治療院 cooling pads may also help, and you may buy them with FSA funds. Many manufacturers and types are available on the FSA Store online, however it’s also possible to just choose one up out of your local drugstore.

6. First-aid equipmentPretty much any first-support package is FSA-eligible, and that is one method to get across the prescription required for over-the-counter ache medications: Many first support kits embrace journey-sized bottles of ache relievers, and you don’t want a prescription to buy a first-aid package.

7. SunscreenSunscreen is a surprisingly costly important — most value a minimum of $10 and go up in price considerably from there, depending on the model you select. Use your hard-earned FSA dollars to pay for it. SPF lip balm and mineral sunscreen are additionally coated.

Learn more: Greatest sunscreens for 2020: Neutrogena, EltaMD, Supergoop and extra

8. ThermometerYour FSA funds cover an entire vary of thermometer sorts and manufacturers, including good thermometers. Select from digital, in-ear, forehead, mouth and other designs.

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9. Blood-pressure monitorYour FSA funds cover quite a lot of blood-pressure displays, together with the Quardio Arm, Omron Evolv and the Withings Wireless, all of that are compatible with Apple Watch and iPhone.

10. Different dwelling medical unitsBlood strain screens aren’t the only at-house medical units you can buy along with your FSA. You may also buy oximeters, stethoscopes, home medical checks, glucose checks and screens, CPAP accessories, medical alert units, emergency tools akin to a defibrillator, inhalers and respiratory masks.

11. Breast pumpFor new mothers, breast pumps and breast pump equipment are covered beneath an FSA. This contains cleaning wipes, disposable nursing pads, reusable child bottles, tote bags and breast milk coolers.

12. Shoe inserts and foot careYou can buy shoe inserts, as well as toe cushions and arch braces, with your FSA. Wart removers and different foot grooming remedies, akin to callus trimmers, are also certified FSA bills. You could even be in a position to purchase a foot massager together with your FSA.

13. Sleep aidsOral sleep aids are solely eligible with a prescription from your doctor, however you possibly can buy sleep masks, vaporizers, mattress warmers and different non-prescription sleep aids along with your FSA funds.

14. Journey preparationIn response to the IRS Publication 502, you cannot pay for a trip with your FSA money — however you can buy journey necessities with those funds. For example, travel pillows, sunscreen, movement sickness bands and more are all eligible FSA bills.

Bonus: Different medicineWanting to try out acupuncture, chiropractic care or another complementary medical remedy? This ultimately relies upon on your employer, but many companies enable workers to use their FSA funds for these kinds of well being remedies.

In case your employer does enable you to use FSA money for this, make certain to check with the clinic or follow you want to visit, too.

Some new tech-pushed well being clinics like Ahead Well being additionally take FSA accounts to pay for membership charges.