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How to File an Auto Accident Claim

In states with no fault your insurance company will cover the cost of medical treatment and lost wages, regardless of who is responsible for the incident. They’ll also be looking to gather evidence and read documents (photos, witness testimonies, medical records, and expense reports).

The amount of compensation you receive depends on the severity of injuries and expenses. This article will guide you through the steps of filing a claim against an auto accident.

Report the Accident

If you’re involved in a car crash It’s essential to report the accident immediately. In many states, this will be done by the local police, county sheriffs, state police, or Department of Motor Vehicles.

If possible, take pictures of the crash scene. This can aid in remembering the accident and to file a claim for insurance. For instance, photos can show skid marks, vehicle damage or weather conditions, among other important details.

You should also obtain the information of the other driver, for instance their name and the insurance company they use. If auto accident attorney new orleans can, also request a copy of their driver’s license and car registration.

You should also record what you saw, as well as the events that occurred. If you fail to record what happened, you could be held accountable for any injuries or damages that are later discovered. If you don’t notify your insurance company, they could decline to pay for damages resulting from the incident. You can find out if your policy requires an accident report by examining your policy or calling your agent.

Seek medical attention

After a crash, you must seek medical treatment and be examined to determine if there are any injuries. You can avoid any future problems by seeing your doctor as soon as possible. This can also help your case when you negotiate with the insurance company.


It’s best to visit an emergency room at a hospital, should you be able to, after a car accident. Hospitals have access top-quality surgeons, physicians and medical supplies. It can be difficult for insurance companies and defense lawyers to deny injuries sustained at hospitals.

Injuries sustained in car accidents could range from minor bruising up to severe internal injuries like traumatic brain injury and paralysis. Even if the symptoms, like pain and stiffness, don’t manifest right away it’s crucial to see a doctor. The medical records will serve as the most important evidence you can use to support your claim that you sustained injuries resulting from injury as a consequence of the crash.

Our Denver car accident attorneys will make use of these records to build a solid case that the actions of the motorist at fault caused your injuries and you are entitled to fair compensation for your injuries.

Take Photos

Take photos of the scene of the accident as quickly as possible, but ideally before police arrive. If you can, take photos of all the damages to each vehicle from various vantage points. If you are able, take photographs of vehicles in close-ups and other evidence (such shattered glasses or airbags deployed). If you aren’t able to take closeups of the vehicles put something like a penny in the photo to give it a scale. It is also beneficial to take photos with and without a flash, as different lighting conditions could reveal hidden details.

It is also important to take photos of any injuries that you suffered in the accident. The scrapes, scratches and bruises will fade with time, and the photos will be a great proof of your injuries in the future. It’s also a good idea to snap pictures of other details which are relevant to the incident (such as traffic signals, road signs weather conditions, road debris) since they can aid in forming a more clear picture of what happened.

Contact Your Insurance Company

Contacting your insurance company is essential, whether or not you intend to file a claim after a car crash. You might be required to do so under your policy, but even if you are not legally required, your attorney will need records of your losses to support your claim (such as repairs and medical bills).

Luna says that you should take all relevant information from the scene. This includes the information regarding your vehicle as well as any other drivers involved. Ask to see the other driver’s insurance card and make sure you have their name address, number, and address and insurance details for the car (company, policy number). If there are witnesses, try to get their names and contact numbers too.

It’s important to stay calm even when the last thing you’d like to do after an accident in the car is to dispute insurance companies. The statements you make when emotions are high could be used to your disadvantage later on. This is why it’s recommended to hire an attorney to manage negotiations. They can make sure that you don’t say anything that could be used against you later on.

Contact an attorney

A seasoned attorney can assist you in negotiating with the insurance company to negotiate an equitable settlement. They will review your medical bills and records and will frequently consult with a doctor to provide an opinion as to the full extent of your injuries. Insurance companies won’t offer you fair value if they have not been provided with complete and accurate documentation.

You may be entitled non-economic damages, like pain and suffering, in addition to the economic loss. If a court decides that the other driver acted with gross negligence or recklessness, it may decide to award punitive damages.

If the driver who was at fault fled the scene, you’ll have to report it to the police. You should also obtain an original crash report from the precinct or online. You will need this to submit a no-fault claim, or a liability lawsuit. New York has very specific laws governing auto accidents and these rules are best explained by a knowledgeable attorney.