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Why You Should Consult With an Auto Accident Lawyer

Under Florida’s no-fault insurance law, your insurance policy for your vehicle covers the cost of injuries and property damage, unless the responsible driver is uninsured. This is the reason why it’s best to consult with a lawyer in the event of a car accident before providing an unwritten or recorded statement to the insurer.

Written and oral statements could be used against you in the event that your case goes to trial. An experienced car accident attorney will know how to prepare and present a case to maximize the value.

Damages

There are two types of damages a victim may receive after an accident in the car. These are economic and non-economic. Economic damages are quantifiable and measurable which can be easily determined. Medical bills, lost wages, and car repair costs are some examples. Non-economic damages, on the contrary, are more difficult to quantify. They can be a result of suffering and pain and loss of enjoyment life, and emotional stress.

An experienced car accident lawyer can assist victims in claiming their maximum amount of compensation. They can also advocate for a fair settlement from the insurance company of the driver at fault. If the insurance company is unable to agree to payment, they can go to court.

A reputable lawyer for car accidents will ensure that the victims account for all of their potential expenses and losses. They can do this by collecting as much evidence as possible at the scene of the accident. They can, for instance take photographs of the scene where the accident occurred and collect information from witnesses. This will ensure that the insurance company does not attempt to overvalue a claim or reject it completely.

In addition, a car accident attorney should help victims calculate the full cost of their injuries. This includes past and future medical treatments, and any costs related to home care or hiring someone to perform chores or cook if accident has made it difficult for the victim to perform these tasks.

Medical bills

If you’re involved in a car accident, medical bills could increase quickly. Even with no-fault insurance or the settlement of a personal injury lawsuit they won’t magically disappear. You need help paying them now, not later.

There are two quick ways to pay for medical expenses through your car insurance and your health insurance. The former is commonly known as Med Pay in New York, and it covers your initial medical costs after an auto accident, regardless of who was responsible for the crash. The latter is typically state-provided (Medicare) or via an insurance company that is private.

Always visit the doctor following an accident, particularly in the event that you’re not feeling well or think that your injuries aren’t too severe. A quick evaluation will ensure that your injuries, which may include internal injuries, are appropriately diagnosed and treated. Your visit will also produce a medical record that can be vital in any lawsuit.

If auto accident lawyer rhode island ‘ve exhausted these two options, you can then turn to the driver responsible’s liability policy if it is enough to cover any damage. However, you’ll have to pay your own deductibles and copays. When an agreement is reached with the party at fault, you will be paid for any accident-related expenses. This is why it’s vital to keep track of all your bills and anything you spend out of your pocket.


Lost wages

A serious car accident could also result in a loss of income. If you’re unable to work because of injuries from a crash, it can be extremely stressful to pay your financial obligations every day. You may need to borrow money from your family or rely on your own savings until the case is resolved. A seasoned New York car accident attorney can review your case and determine if you have a valid claim for loss of earnings.

In car accident cases the judge will award compensation damages to pay for the amount of money you could have earned but for your injury. Hourly wages, overtime and benefits are all covered under the term “economic damages.” The compensation is designed to restore you to the financial position that you were in before the accident.

If you’re unable to work because of your injuries the judge will determine the amount you’ve suffered by looking over a letter from the plaintiff’s employer that confirms their salary or hourly wage and the time they’ve been away from work. Paycheck stubs and bank statements are also pertinent. Profit-and-loss accounts, tax returns and profit-and-loss reports are also a possibility.

A lawyer who handles auto accident claims compensation for future earnings lost. This is a specialized aspect of your injury that can be difficult to prove and may require the assistance of an expert witness.

Pain and suffering

A severe car accident can leave you with medical bills, property damage and a loss of income. You may also experience emotional and psychological trauma. The pain and suffering you suffer is real and requires compensation. A lawyer can help you obtain the money you’re due.

A lawyer can assist you resolve issues with insurance companies. Insurance adjusters are motivated by their own financial interest and will often attempt to deny or reduce your claim. A car accident attorney can protect you from these tactics and negotiate a fair settlement of your injuries and losses.

While you’re recovering from your injuries, you must keep track of all the expenses and property damage that comes from the accident. Included in this are medical bills, repair estimates and receipts for items damaged. It is also essential to take photographs of the scene of the accident and your injuries. Avoid discussing the accident with anyone else, except medical professionals and police officers.

A lawyer can assist you identify the person who caused the accident. New York is a “comparative fault” state, meaning that the amount of damages you receive will be reduced based on your percentage of the fault. In some instances the responsible party could be a corporation, city or state agency, or an organization that provides public transportation or sanitation company.