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How to File an Auto Accident Claim

In states that have no-fault insurances, your insurer will pay for medical expenses and lost wages regardless of who was at fault for the accident. They’ll also want to review documents and gather evidence (photos witnesses’ testimony medical records, and expense reports).

The amount of compensation that you receive depends on the extent of your injuries and the cost of your injuries. This article will walk you through the steps to filing an auto accident claim.

Report the Accident

If you’re involved in a car accident It’s essential to report the crash immediately. In many states, this will be handled by local police or county sheriffs, state police or Department of Motor Vehicles.

If you are able, take photographs of the crash scene. You can use this to help you remember the accident as well as to help with your insurance claim. For instance, pictures can show skid marks, vehicle damage or weather conditions, among other important details.

You should also collect the details of the other driver, for instance their name and insurance company. You should also ask for their driver’s license as well as their car registration, if possible.

It is also important to record the things you observed, and the events that occurred. Remember, memory is unreliable and if you fail to record what happened it could leave you accountable for damages or injuries that aren’t apparent later on. If you don’t inform your insurance company, they could refuse to cover any damages resulting from the accident. You should check your policy or talk to your agent to determine the requirements for filing an accident report.

Seek medical attention

One of the first things you should do after a car accident is to seek medical attention and be assessed for injuries. You can prevent future complications by visiting an expert as soon as possible. It can also strengthen your case when negotiating with the insurance company.

If you can, try to visit a emergency room in a hospital after an accident. This is because hospitals have access to the most highly skilled surgeons, doctors and medical equipment. It isn’t easy for insurance companies and defense lawyers to downplay injuries treated in hospitals.

Injuries sustained in car accidents could range from bruising to severe internal injuries, such as brain injuries that are traumatic and even paralysis. Even if you do not feel any initial symptoms such as discomfort or stiffness it is essential to consult a doctor. These records are crucial in proving you’ve suffered injuries related to the crash.


Our Denver car accident lawyers will make use of these records to present a convincing argument that the actions of the motorist at fault caused your injuries, and that you deserve fair damages for your injuries.

Take Pictures

Photograph the site of the accident as fast as possible, ideally before police arrive. If you can, take photos of the damaged vehicle from various angles. If you can, take photographs of vehicles in close-ups and other evidence (such broken glasses or airbags deployed). If you aren’t able to take close-ups of the vehicles you can place something like an empty penny in the photo to give it a sense of scale. It is also helpful to capture photos using and without flash as different lighting conditions may reveal some hidden details.

It is also important to take photos of any injuries you suffered from the accident. These photos will provide valuable evidence later on. Injuries and cuts will fade over time. It’s also a good idea to take photos of other items that may be relevant to the incident (such as traffic signals, road signs, weather conditions, and road debris) as they can help paint a clearer picture of what happened.

Contact Your Insurance Company

Contacting your insurance company is important regardless of whether or not intend to file a claim for an accident in your car. Your policy might require you to take this step, but even in the event that it does not, your attorney will need records of your losses (like medical charges and repair costs) to back up your claims.

Luna says that you should collect all relevant information regarding the scene. This includes the information about your vehicle and any other drivers involved. You should ask for the insurance card of the other driver and ensure that you have their name as well as their address, phone number, and car insurance details (company and policy number). If there are any witnesses, you should try to get their names and contact numbers too.

It’s important to stay calm even while the last thing you would want to do following an accident is to dispute insurance companies. If you’re feeling emotional the statements you make can be used against you later in the process. This is why it’s often better to have an attorney deal with negotiations. They will be able to ensure that you don’t mention anything that could later be used against you.

Contact an attorney

An experienced attorney can help you navigate the insurance company to get an equitable settlement. They will go through all of your medical records and bills, and talk to doctors to determine the extent and severity of your injuries. If you fail to provide them with complete and accurate documentation, they will not provide you with a fair amount.

In addition to pursuing economic losses, like medical bills and lost wages, you could also be entitled to non-economic damages for pain and suffering. If the court finds that the other driver was negligent, reckless or acted with a high degree of, recklessness or malice, it may make punitive damage a possibility.

You’ll need to notify the police if the person at blame fled the scene. Also, you should get an original crash report from the precinct or online. This is required to file a no-fault claim or a liability lawsuit. auto accident attorney boston has very specific laws that govern auto accidents. These laws are best explained by an experienced attorney.