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How to File a Boat Accident Claim

Boating can be thrilling and enjoyable, but should you not be careful, it can quickly become dangerous. Like automobiles, boats must abide by strict safety rules to avoid injuries.

If you have been injured in a boating accident, you may be entitled to compensation for your medical bills and property damage. To increase your chances of success seek out a skilled New York boat accident attorney.

1. Gather Evidence

The most important thing to do following an accident with a boat is to gather evidence and then contact a lawyer. You should seek medical treatment immediately for any injuries. To support a claim, medical records and other evidence are required. This includes future and current medical expenses, loss of earnings or earning potential, property damage and non-economic losses such as pain and suffering.

Video and photos are useful in preserving evidence from the scene of an accident. Eyewitness testimony can be an invaluable piece of evidence as it gives details regarding the accident that might otherwise remain unnoticed. Police and incident reports can also be used to establish a timeline of events that occurred during the investigation.

A seasoned lawyer can scrutinize the evidence and determine which parties might be liable for a victim’s injuries or expenses. A boating accident negligence case typically involves multiple parties including the boat driver and the owner or manufacture of the watercraft.

A reputable lawyer can handle all communication with insurance providers who will be involved in a claim of a victim for compensation. A lawyer can help victims not to say anything that could be used against them in a court of law and can also help victims obtain fair settlements for damages.

2. Report a crime

When a boating incident occurs the first thing you should do is ensure that everyone involved is safe. Then, you should contact the police in your area and file a report. Based on the laws of your state and regulations, you may be given 48 hours to file reports in the event of serious injury or death that requires medical attention beyond basic first aid. Additionally, you may be given 10 days to file a report if the accident causes more than $2,000 in damage or if the boat gets lost.

You should also be at the scene of the accident to assist other boats or individuals when possible, without putting your safety or that of the victims. This will help the law enforcement officer to note important details, like the circumstances of the accident and who was on board at the time of the crash, and what it caused.

Even experienced and well-trained boaters can be involved in accidents on the water due to negligence of another. An experienced attorney can pinpoint the negligent party accountable for your damages, and help you seek compensation. Medical expenses, property damage and financial losses are all recoverable damages. A lawsuit against the party responsible may also result in monetary compensation for your pain and discomfort, loss of quality life, and emotional stress due to the accident.

3. Examine the damage

After medical professionals have examined all injuries and found that everyone is in a safe place It is essential to look at the damage to the boat. This is when you start thinking about your insurance policy and what it will cover.

A surveyor will be assigned to your claim and will be sent out to inspect the damage caused by the accident. He or she will compare the damage to the one originally recorded by you. He or she will then start figuring out what the damages could be worth.

It is impossible to control every factor that causes a boat accident. If there was a manufacturing defect within the vessel itself it is possible to bring a claim of product liability against the manufacturer of the hartwell boat accident law firm.

In these cases, it is essential to find a lawyer who has experience handling boating cases because they can build an air-tight defense that proves that the manufacturer was responsible for the accident.

It is also important to note that various types of boats are covered in different ways by an insurance policy. For instance, homeowners insurance will typically only cover smaller boats that have an engine which is less than 50 HP. This means that airboats, jet skis as well as larger vessels will not be covered by homeowner’s insurance.

4. Contact an attorney

When you are secure and have been examined by a medical professional for injuries, be sure to inform your insurance company. You’ll likely have to do so even if no police report is filed. Be careful when providing information to insurance companies, because they are likely to attempt to determine who is responsible for an accident. This can limit the amount of compensation paid. The NYC lawyer for boating accidents at Mirman, Markovits & Landau will do their best to disprove these claims and limit the amount of blame that you are liable for.

If you are able, it is a good idea to get information from the other Brielle Boat Accident Lawyer operators or owners that were involved in the crash. Included in this information is their name, address and telephone number, as well as any insurance information. It is also helpful to have a copy the report of a boating accident that has been filed.

Boat accidents can be scary and may cause serious injury. They can be a source of significant medical costs, lost wages and damages. Those who are responsible should be held accountable for the harm they have caused you. The at-fault parties as well as insurance companies will not offer you the compensation you deserve willingly Therefore, it is crucial to seek out an experienced New York injury attorney as in the earliest possible time. This will help to level the playing field and allow you to focus on getting well.