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How to File an Auto Accident Claim

In states with no fault your insurance company will pay for medical expenses and lost wages, regardless of who is responsible for the accident. They’ll also be looking to gather evidence and review documents (photos witnesses’ testimonies, photos, medical records, and expense reports).

The amount you receive is contingent on the severity of injuries and expenses. This article will guide you through the steps of filing an auto accident claim.

Report the Accident

It’s important that you notify a car crash immediately. In many states, this will be done by the local police county sheriffs, state police, or Department of Motor Vehicles.

If you can, take photos of the scene. You can use this to help you remember the accident and also to support your insurance claim. Photos can be used to illustrate details like skid marks, vehicle damage weather conditions, skid marks, and other important information.

It’s an excellent idea to obtain the other driver’s details, including their name and insurance company. If you can, ask for their driver’s license as well as their car registration.

It is also important to record what you saw and what transpired. If you fail to record what happened, you may be held liable for injuries or damage that later becomes apparent. If you do not notify your insurance company, they may refuse to cover any injuries that result from the incident. Check your policy or contact your agent to find out whether you are required to file an accident report.

Seek medical attention

One of the first things you must do following a car crash is to seek medical attention and be examined for injuries. You can prevent future complications by seeing your doctor as soon as possible. It can also strengthen your case when negotiating with the insurance company.

It is best to visit an emergency room at a hospital, in the event that it is possible following a car crash. Hospitals have access to top-quality surgeons, doctors and medical equipment. It can be challenging for insurance companies and defense lawyers to minimize the severity of injuries that are treated in hospitals.


Injuries in car accidents can range from bruising to severe internal injuries, such as the traumatic brain injury and paralysis. Even if you don’t feel any symptoms initially like stiffness or pain, it is important to consult a doctor. These medical records will be critical evidence in proving your claim that you suffered injuries related to your injury as a result of the crash.

Our Denver car accident attorneys will utilize these records to prove that the actions of the driver at fault caused your injuries and that you should be awarded fair compensation for your injuries.

Take Pictures

Photograph the scene of the accident as fast as you can, ideally before the police arrive. If you are able, take photos of the damage to each vehicle from various angles. If you can, take close-up photos of vehicles and other evidence (such broken glasses or airbags in use). If you’re unable get close-ups, consider placing something, such as coins, into the picture to see how it scales. auto accident lawsuit hayward can also take photographs without or with flash to reveal the hidden details.

Also, you should take photographs of any injuries you suffered from the accident. The photographs will be useful evidence later on. Cuts and bruises will fade with time. It’s also recommended to capture photos of other details that relate to the incident (such as traffic signals, road signs, weather conditions, and road debris) as they can help you get a better understanding of what transpired.

Contact Your Insurance Company

Contacting your insurance company is essential regardless of whether or not you plan to file a claim after a car accident. You may be required to do so under your policy, but even if not an attorney, you will need documents detailing your losses to back up your claim (such as repairs and medical bills).

In addition to obtaining your vehicle’s information and identifying the other drivers involved in the incident, you should also collect any other pertinent information at the scene, says Luna. You should ask to see the insurance card of the other driver and ensure you have their name and address, contact number, as well as information about their vehicle insurance (company, policy numbers). If there are witnesses, you should try to get their names and contact numbers, too.

The most important thing you don’t want to do following a car crash is to argue with insurance companies, it’s very important to remain calm. Anything you say when emotions are high could be used to your disadvantage later on. It is best to let an attorney manage the negotiations. They can make sure you don’t say anything that could later be used against you.

Contact an attorney

An experienced lawyer can assist you in negotiating with the insurance company to negotiate an equitable settlement. They will examine your medical records and bills and will often consult with a medical professional to provide an opinion on the extent of your injuries. If you fail to provide them with accurate and complete documents, they won’t provide you with a fair amount.

In addition to seeking compensation for your economic losses, which include medical bills and lost wages, you may also be entitled to non-economic damages for pain and suffering. If the other driver was found to have acted with a degree of gross inattention or recklessness, the court may award additional compensation, which is known as punitive damages.

You’ll need to notify the police if the driver at fault fled the scene. You should also request the crash report from the police station or online. You will need this to file a no fault claim or a liability lawsuit. New York has very specific laws that apply to automobile accidents. These rules are best explained by a knowledgeable attorney.